404 Lourdes Dr, Laredo, TX 78045 Property Records

Webb County property record for 404 Lourdes Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,042 sqft · built 2010
Lot Size0.124 acres (5,391 sqft)
Owner2 Individual Names on File
Tax Bill$943 (2025)
Deeds & MortgagesAug 2023 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN983-80005-310

Property Details

APN / Parcel Number

Primary APN983-80005-310
Alternative APN
  • 397766

Interior

Stories1 Story
Building Area1,042 sqft Living Area
1st Floor Area1,042 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,391 sqft (0.124 acres)
PorchOpen Porch
Porch Area96 sqft

Location & Zoning

Street Address404 LOURDES DR
CityLAREDO
StateTX
Zip78045-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionAQUERO, BLOCK 5, LOT 31, PHASE I
Legal SubdivisionAQUERO
Legal PhaseI
Legal Block5
Legal Lot Number31
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3026
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address404 LOURDES DR, LAREDO, TX 78045-4205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address404 LOURDES DR, LAREDO, TX 78045-4205
Transaction TypeMortgage
Record UpdatedAug 29, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 LOURDES DR, LAREDO, TX 78045-4205

Mortgage

Document Number005516/653
DateAug 17, 2023
Book Page5516/653
Instrument1508165
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term229 Months
DueSep 1, 2042

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address404 LOURDES DR, LAREDO, TX 78045-4205
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 LOURDES DR, LAREDO, TX 78045-4205

Mortgage

Document Number005206/831
DateFeb 7, 2022
Book Page5206/831
Instrument1457167
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term247 Months
DueSep 1, 2042

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,262 (-0.6%) Land $62,590 Building $122,672$185,262 (-0.6%) Land $62,590 Building $122,672
2025$943.00 (-17.64%)$186,373 (+20.66%) Land $62,590 Building $123,783$186,373 (+20.66%) Land $62,590 Building $123,783
2024$1,145.00 (+17.68%)
2023$154,467 Land $41,619 Building $112,848$154,467 Land $41,619 Building $112,848
2022$973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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