409 Loretto Dr, Roseville, CA 95661 Property Records

Placer County property record for 409 Loretto Dr, Roseville, CA 95661

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,371 sqft · built 1960
Lot Size	0.165 acres (7,194 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jan 2021)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-412-005-000`

Property Details

APN / Parcel Number

Primary APN	`014-412-005-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,371 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,194 sqft (0.165 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 LORETTO DR
City	ROSEVILLE
State	CA
Zip	95661-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 306 SIERRA GDN 6
Legal Subdivision	SIERRA GARDENS NO. 6
Legal Lot Number	306
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1018
Census Tract	20712

Owner

409 Loretto Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 LORETTO DR, ROSEVILLE, CA 95661-3514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Mar 11, 2005 · Amount on File
Deed Document Number	20216953
Prior Transfer Date	Mar 8, 2005
Prior Transfer Doc	0000029335
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 19, 2021
Property Address	409 LORETTO DR, ROSEVILLE, CA 95661-3514
Document Number	0000006953
Map Reference	MB F PG 34
Instrument Date	Jan 12, 2021
Instrument	2021-0006953
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	409 LORETTO DR, ROSEVILLE, CA 95661-3514

Mortgage

Document Number	0000006954
Date	Jan 19, 2021
Instrument	2021-0006954

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Loretto Dr was $4,645 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,711 (+2%) Land $115,927 Building $347,784
2025	$4,645.00 Homeowner's exemption	$454,619 Land $113,654 Building $340,965
2023	$4,493.00 (-0.33%) Homeowner's exemption	$436,968 Land $109,242 Building $327,726
2022	$4,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 Loretto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Loretto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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