403 Loretto Dr, Roseville, CA 95661 Property Records

Placer County property record for 403 Loretto Dr, Roseville, CA 95661

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1959
Lot Size	0.164 acres (7,134 sqft)
Owner	Trust Name on File
Last Sale	$490,500 (Nov 2022)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-412-002-000`

Property Details

APN / Parcel Number

Primary APN	`014-412-002-000`
Alternative APN	`014-412-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,161 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,134 sqft (0.164 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	014-412-002
Street Address	403 LORETTO DR
City	ROSEVILLE
State	CA
Zip	95661-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 303 SIERRA GDN 6
Legal Subdivision	SIERRA GARDENS NO. 6
Legal Lot Number	303
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1018
Census Tract	20712

Owner

403 Loretto Dr is held in a trust since November 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4505 GLEN WAY, CLAREMONT, CA 91711-2124
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Deed Document Number	202287107
Prior Transfer Date	Jul 5, 2001
Prior Transfer Doc	0000069374
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 23, 2022
Property Address	403 LORETTO DR, ROSEVILLE, CA 95661-3514
Document Number	0000087107
Map Reference	MB F PG 34
Instrument Date	Nov 18, 2022
Instrument	2022-0087107
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 LORETTO DR, ROSEVILLE, CA 95661-3514

Mortgage

Document Number	0000087108
Date	Nov 23, 2022
Instrument	2022-0087108

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 403 Loretto Dr was $5,286.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,044 (+2%) Land $122,038 Building $398,006
2025	$5,286.00	$509,848 Land $119,646 Building $390,202
2023	$5,117.00 (+903.33%)	$490,050 Land $115,000 Building $375,050
2022	$510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Loretto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Loretto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Fidium Fiber, Verizon.

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