Moniteau County property record for 409 Lorene St, California, MO 65018
| Property Type | Single Family Home |
|---|---|
| Details | 2,540 sqft · built 1972 |
| Lot Size | 0.256 acres (11,128 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,783 (Feb 2026) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1320-0 |
| Primary APN | 30-1320-0 |
|---|---|
| Alternative APN |
|
| Building Area | 2,540 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,755 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,128 sqft (0.256 acres) |
| Lot Dimensions | 104 ft deep x 107 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 30-1320-0 |
|---|---|
| Street Address | 409 LORENE ST |
| City | CALIFORNIA |
| State | MO |
| Zip | 65018-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 DICKSONS SUB CALIFORNIA |
| Legal Range | 15W |
| Legal Township | 45N |
| Legal Section | 28 |
| Legal Subdivision | CALIFORNIA WEST |
| Legal Lot Number | 1 |
| Jurisdiction | MONITEAU MO |
| Township / Civil Division | WALKER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 385200 |
Source: Moniteau County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 27, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 21, 2024 | Beneficiary Deed, Transfer |
| Nov 18, 2014 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2014 · Amount on Record |
| Deed Document Number | 2026338 |
| Prior Transfer Date | Aug 21, 2024 |
| Prior Transfer Doc | 0202401365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONITEAU MO |
| Property Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202500591 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 202500591 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Feb 27, 2026 |
| Property Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202600338 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 202600338 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202600339 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 202600339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Aug 21, 2024 |
| Property Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202401365 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Aug 21, 2024 |
| Instrument | 202401365 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Nov 18, 2014 |
| Property Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0020142022 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Nov 14, 2014 |
| Instrument | 20142022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Investor | Possibly a Property Investor |
| Document Number | 0020142023 |
|---|---|
| Date | Nov 18, 2014 |
| Instrument | 20142023 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
Source: Moniteau County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | California City |
| County | Moniteau County |
| Unified School District | Moniteau County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,930 (-) | ||
| 2025 | $1,249.00 (+0.97%) | $22,930 (-) | $120,700 (-) Land $14,400 Building $106,300 |
| 2023 | $1,237.00 | $22,930 | $120,700 Land $14,400 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA PWS serves 4,423 people · EPA ID MO3010124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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