Moniteau County property record for 405 Lorene St, California, MO 65018
| Property Type | Single Family Home |
|---|---|
| Details | 2,549 sqft · built 1965 |
| Lot Size | 0.254 acres (11,088 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,105 (Aug 2025) |
| Tax Bill | $1,598 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1318-0 |
| Primary APN | 30-1318-0 |
|---|---|
| Alternative APN |
|
| Building Area | 2,549 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,372 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,088 sqft (0.254 acres) |
| Utility Building | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 30-1318-0 |
|---|---|
| Street Address | 405 LORENE ST |
| City | CALIFORNIA |
| State | MO |
| Zip | 65018-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 DICKSONS SUB CALIFORNIA |
| Legal Range | 15W |
| Legal Township | 45N |
| Legal Section | 28 |
| Legal Subdivision | CALIFORNIA WEST |
| Legal Lot Number | 3 |
| Jurisdiction | MONITEAU MO |
| Township / Civil Division | WALKER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 385200 |
Source: Moniteau County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2021 · Amount on Record |
| Deed Document Number | 20251419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Aug 14, 2025 |
| Property Address | 405 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202501419 |
| Map Reference | MB 104 PG 780 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 202501419 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202501420 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 202501420 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 0202501422 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 202501422 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Aug 26, 2021 |
| Property Address | 405 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202102009 |
| Map Reference | MB 104 PG 780 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 202102009 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 LORENE ST, CALIFORNIA, MO 65018-1239 |
| Document Number | 0202102010 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 202102010 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Moniteau County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | California City |
| County | Moniteau County |
| Unified School District | Moniteau County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,320 (-) | ||
| 2025 | $1,598.00 (-93.02%) | $29,320 (-) | $154,300 (-) Land $14,400 Building $139,900 |
| 2023 | $22,904.00 | $29,320 | $154,300 Land $14,400 Building $139,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA PWS serves 4,423 people · EPA ID MO3010124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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