409 Locust Ln, Roselle, IL 60172 Property Records

DuPage County property record for 409 Locust Ln, Roselle, IL 60172

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1974
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-311-008`

Property Details

APN / Parcel Number

Primary APN	`02-02-311-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	1,835 sqft
Basement Area	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Mixed
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	409 LOCUST LN
City	ROSELLE
State	IL
Zip	60172-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRANIGARS ROSELLE RIDGEVIEW UNIT 2
Legal Subdivision	BRANIGARS ROSELLE
Legal Block	4
Legal Lot Number	22
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	2
Census Block	2027
Census Tract	841004

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 LOCUST LN, ROSELLE, IL 60172-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	409 LOCUST LN, ROSELLE, IL 60172-2405
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOCUST LN, ROSELLE, IL 60172-2405

Mortgage

Document Number	0000018243
Date	Apr 5, 2024
Instrument	R2024-018243

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Roselle Village
Secondary School District	Lake Park Community High School District 108 (09 - 12)
Elementary School District	Roselle School District 12 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,811.00 (+33.8%)	$131,651 (+41%) Land $48,123 Building $83,528	$394,953 (+41%) Land $144,369 Building $250,584
2022	$6,585.00 Homeowner's exemption	$93,370 Land $40,000 Building $53,370	$280,110 Land $120,000 Building $160,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1978–2016)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELLE serves 22,897 people · EPA ID IL0434820
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20