DuPage County property record for 406 Locust Ln, Roselle, IL 60172
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,973 sqft · built 1963 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $13,705 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-309-012 |
| Primary APN | 02-02-309-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Living Area |
| Gross Area | 4,457 sqft |
| 1st Floor Area | 1,489 sqft |
| 2nd Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 406 LOCUST LN |
|---|---|
| City | ROSELLE |
| State | IL |
| Zip | 60172-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRANIGARS ROSELLE RIDGEVIEW UNIT 2 |
| Legal Subdivision | BRANIGARS ROSELLE |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | BLOOMINGDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 841004 |
406 Locust Ln is owned and occupied by two individuals who acquired it in August 2025.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC |
| Mar 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Prior Sale | Apr 15, 2004 · Amount on File |
| Deed Document Number | 202311970 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0000059965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000059965 |
| Map Reference | DOC 601317 |
| Instrument Date | Aug 25, 2025 |
| Instrument | R2025-059965 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | UNKNOWN, SUMMIT STLMT SVCS VESTING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000054726 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | R2025-054726 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 2, 2023 |
| Property Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000011970 |
| Map Reference | DOC 601317 |
| Instrument Date | Feb 22, 2023 |
| Instrument | R2023-011970 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 LOCUST LN, ROSELLE, IL 60172-2406 |
| Document Number | 0000012000 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | R2023-012000 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
The 2025 property tax bill for 406 Locust Ln was $13,705, up 4.1% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Bloomingdale Township |
| Municipality | Roselle Village |
| Secondary School District | Lake Park Community High School District 108 (09 - 12) |
| Elementary School District | Roselle School District 12 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,705.00 (+4.06%) | $200,321 (+9.31%) Land $48,099 Building $152,222 | $600,963 (+9.31%) Land $144,297 Building $456,666 |
| 2024 | $13,170.00 Homeowner's exemption | $183,259 Land $44,002 Building $139,257 | $549,777 Land $132,006 Building $417,771 |
| 2022 | $12,360.00 Homeowner's exemption | $169,990 Land $39,980 Building $130,010 | $509,970 Land $119,940 Building $390,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Locust Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 Locust Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSELLE serves 22,897 people · EPA ID IL0434820 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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