409 Laurel Ct, Ione, CA 95640 Property Records

Amador County property record for 409 Laurel Ct, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$346,500 (Mar 2018)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-510-002-000`

Property Details

APN / Parcel Number

Primary APN	`005-510-002-000`
Alternative APN	`005-510-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,663 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	005-510-002
Street Address	409 LAUREL CT
City	IONE
State	CA
Zip	95640-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09S80 LOT 61 CASTLE OAKS VILLAGE 7
Legal Subdivision	CASTLE OAKS VILLAGE 7
Legal Lot Number	61
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	3
Census Block	3016
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 LAUREL CT, IONE, CA 95640-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Mar 7, 2018	Grant Deed, Transfer · VA Mortgage LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20181627
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000001503
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	409 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAUREL CT, IONE, CA 95640-4523

Mortgage

Document Number	0000008172
Date	Sep 18, 2020
Instrument	2020-0008172

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	409 LAUREL CT, IONE, CA 95640-4523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006264
Date	Aug 29, 2019
Instrument	2019-0006264

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 7, 2018
Property Address	409 LAUREL CT, IONE, CA 95640-4523
Document Number	0000001627
Instrument Date	Feb 22, 2018
Instrument	1627
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAUREL CT IONE CA 956404523, IONE, CA 95640-4523

Mortgage

Document Number	1628
Date	Mar 7, 2018
Instrument	1628

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,904 (+2%) Land $124,063 Building $277,841
2025	$4,934.00 (+3.16%) Homeowner's exemption	$394,025 (+4.04%) Land $121,631 Building $272,394
2024			$431,370
2023	$4,783.00 (+1.51%) Homeowner's exemption	$378,726 Land $116,909 Building $261,817
2022	$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision Cable · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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