Amador County property record for 402 Laurel Ct, Ione, CA 95640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,877 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,500 (Jul 2018) |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | May 2022 Reverse Mortgage Sep 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-510-020-000 |
| Primary APN | 005-510-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| 1st Floor Area | 1,877 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 005-510-020 |
|---|---|
| Street Address | 402 LAUREL CT |
| City | IONE |
| State | CA |
| Zip | 95640-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09S80 LOT 79 CASTLE OAKS VILLAGE 7 |
| Legal Subdivision | CASTLE OAKS VILLAGE 7 |
| Legal Lot Number | 79 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 303 |
Source: Amador County records · APN 005-510-020-000
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC |
| Sep 20, 2018 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE |
| Jul 11, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 20185154 |
| Prior Transfer Date | Feb 03, 2017 |
| Prior Transfer Doc | 0000001503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Document Number | 0000004603 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-0004603 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.83% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.83% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006986 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018-0006986 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Jul 11, 2018 |
| Property Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Document Number | 0000005154 |
| Map Reference | MB9 PG80 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 2018-0005154 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PLACER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 LAUREL CT, IONE, CA 95640-4523 |
| Document Number | 0000005155 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 2018-0005155 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Ione City |
| Unified School District | Amador County Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,592 (+2%) Land $87,268 Building $339,324 | ||
| 2025 | $5,179.00 (+3.19%) Homeowner's exemption | $418,228 (+4.04%) Land $85,557 Building $332,671 | |
| 2024 | $455,490 | ||
| 2023 | $5,019.00 (+1.54%) Homeowner's exemption | $401,990 Land $82,236 Building $319,754 | |
| 2022 | $4,943.00 |
Source: FEMA National Flood Hazard Layer, Amador County (06005C), as of June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060050003033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Volcano Communications Company Cable · Fiber in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 557 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0310002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AWA, IONE serves 7,227 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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