409 Laural Ct, Madison, MS 39110 Property Records

Madison County property record for 409 Laural Ct, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4,216 sqft · built 2007
Lot Size	0.532 acres (23,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,100 (Apr 2019)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21D-171`

Property Details

APN / Parcel Number

Primary APN	`072E-21D-171`
Alternative APNs	`072E-21D-171/00.00` `45516`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,216 sqft Adjusted Area
Gross Area	3,525 sqft
1st Floor Area	3,525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,177 sqft (0.532 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45516
Street Address	409 LAURAL CT
City	MADISON
State	MS
Zip	39110-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 WOODS CROSSING
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	WOODS CROSSING
Legal Lot Number	55
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

Source: Madison County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 LAURAL CT, MADISON, MS 39110-7096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 2, 2019	Grant Deed, Transfer WELLS FARGO BK
Apr 2, 2019	Warranty Deed, Transfer ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Mar 18, 2016
Deed Document Number	2019861371
Deed Book / Page	3705 / 700
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	409 LAURAL CT, MADISON, MS 39110-7096
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004122/505
Date	Oct 25, 2021
Book Page	4122/505
Instrument	942604

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Apr 2, 2019
Property Address	409 LAURAL CT, MADISON, MS 39110-7096
Document Number	0000861371
Book / Page	003705 / 000700
Instrument Date	Mar 4, 2019
Instrument	861371
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 LAURAL CT MADISON MS 391107096, MADISON, MS 39110-7096

Mortgage

Document Number	861372
Date	Apr 2, 2019
Book Page	003705/000703
Instrument	861372

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 2, 2019
Property Address	409 LAURAL CT, MADISON, MS 39110-7096
Document Number	0000861370
Book / Page	003705 / 000696
Instrument Date	Oct 5, 2018
Instrument	861370
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 LAURAL CT MADISON MS 391107096, MADISON, MS 39110-7096
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 Homeowner's exemption	$40,565 (-)	$405,650 (-) Land $55,000 Building $350,650
2024	$4,427.00
2023	$4,427.00 Homeowner's exemption	$40,565	$405,650 Land $55,000 Building $350,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

409 Laural Ct, Madison, MS 39110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Laural Ct

Nearby Streets

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