Madison County property record for 406 Laural Ct, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3,691 sqft · built 2007 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-21D-189 |
| Primary APN | 072E-21D-189 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,691 sqft Adjusted Area |
| 1st Floor Area | 3,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|
| Account Number | 45534 |
|---|---|
| Old Parcel Number | 072E-21D-189/00.00 |
| Street Address | 406 LAURAL CT |
| City | MADISON |
| State | MS |
| Zip | 39110-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 WOODS CROSSING E@1 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | WOODS CROSSING |
| Legal Lot Number | 73 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30110 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 LAURAL CT, MADISON, MS 39110-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage RENASANT BK |
| Apr 8, 2019 | Warranty Deed, Transfer RENASANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 |
| Deed Sale | Apr 8, 2019 |
| Prior Sale | Aug 1, 2007 |
| Deed Document Number | 0003707913 |
| Deed Book / Page | 3707 / 913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 406 LAURAL CT, MADISON, MS 39110-7095 |
| Document Number | 0000891552 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 LAURAL CT MADISON MS 391107095, MADISON, MS 39110-7095 |
| Document Number | 0000891552 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 003855/000296 |
| Instrument | 891552 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 8, 2019 |
| Property Address | 406 LAURAL CT, MADISON, MS 39110-7095 |
| Document Number | 0000861805 |
| Book / Page | 003707 / 000913 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 861805 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 LAURAL CT MADISON MS 391107095, MADISON, MS 39110-7095 |
| Document Number | 861806 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 003707/000915 |
| Instrument | 861806 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 7, 2049 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 Homeowner's exemption | $36,236 (-) | $362,360 (-) Land $55,000 Building $307,360 |
| 2024 | $3,922.00 | ||
| 2023 | $3,922.00 Homeowner's exemption | $36,236 | $362,360 Land $55,000 Building $307,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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