409 Last Tree Dr, Deland, FL 32720 Property Records

Volusia County property record for 409 Last Tree Dr, Deland, FL 32720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,864 sqft · built 2019
Lot Size	0.23 acres (10,030 sqft)
Owner	Individual Name on Record
Last Sale	$289,601 (Apr 2019)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`7018-29-00-1160`

Property Details

APN / Parcel Number

Primary APN	`7018-29-00-1160`
Alternative APNs	`6668264.0` `6668264`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,030 sqft (0.23 acres)
Lot Dimensions	118 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6668264.0
Street Address	409 LAST TREE DR
City	DELAND
State	FL
Zip	32720-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 RIDGEWOOD CROSSING PHASE 2 MB 53 PGS 98-100 INC PER OR 6244 PGS 2318-2321 INC PER OR 6421 PG 4119 PER OR 6421 PG 4125
Legal Range	30E
Legal Township	17S
Legal Section	18
Legal Subdivision	RIDGEWOOD CROSSING PH 02
Legal Phase	2
Legal Tract	29
Legal Lot Number	116
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELAND
Census Block Group	1
Census Block	1019
Census Tract	90701

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 LAST TREE DR, DELAND, FL 32720-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Apr 22, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Apr 2, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Mar 11, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Feb 15, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Feb 15, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Jan 30, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
Jan 7, 2019	Loan Modification, Mortgage MAINSTREET CMNTY BK/FL
May 22, 2017	Trustee's Deed, Transfer · Line of Credit MAINSTREET CMNTY BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	2019-077398
Deed Book / Page	7683 / 3572
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	REALTY PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAST TREE DR, DELAND, FL 32720-2909

Mortgage

Document Number	0080994978
Date	Aug 12, 2021
Book Page	8099/4978
Instrument	2021-191420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAST TREE DR, DELAND, FL 32720-2909

Mortgage

Document Number	0079563793
Date	Dec 14, 2020
Book Page	7956/3793
Instrument	2020-242062

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078041421
Date	Jan 22, 2020
Book Page	7804/1421
Instrument	2020-014393

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076934064
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0076934064
Date	May 13, 2019
Book Page	007693/004064
Instrument	94311

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 22, 2019
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076833572
Book / Page	7683 / 3572
Map Reference	MB 53 PG 98-100
Instrument Date	Apr 18, 2019
Instrument	2019-077398
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S SPRING GARDEN AVE, 200, DELAND, FL 32720-5140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAST TREE DR, DELAND, FL 32720-2909

Mortgage

Document Number	2019077399
Date	Apr 22, 2019
Instrument	2019-077399

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076773680
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0076773680
Date	Apr 5, 2019
Book Page	007677/003680
Instrument	66918

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076684370
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0076684370
Date	Mar 15, 2019
Book Page	007668/004370
Instrument	51748

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076732642
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0076732642
Date	Mar 27, 2019
Book Page	007673/002642
Instrument	59694

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076590400
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0076590400
Date	Feb 20, 2019
Book Page	007659/000400
Instrument	35040

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076524262
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140

Mortgage

Document Number	0076524262
Date	Feb 5, 2019
Book Page	007652/004262
Instrument	23318

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0076433751
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140

Mortgage

Document Number	0076433751
Date	Jan 10, 2019
Book Page	007643/003751
Instrument	6296

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	DELAND, FL 32720

Agreement

Amount	Amount Recorded

May 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 22, 2017
Property Address	409 LAST TREE DR, DELAND, FL 32720-2909
Document Number	0074003884
Book / Page	007400 / 003884
Instrument Date	May 17, 2017
Instrument	100425
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	74003885
Date	May 22, 2017
Book Page	007400/003885
Instrument	100426

Lender

Name	MAINSTREET CMNTY BK/FL
Type	Bank
Address	1500 N SPRING GARDEN AVE, DELAND, FL 32720-0869

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,765.00 (+10.89%) Homeowner's exemption	$268,896 (+5.99%)	$336,775 (-6.96%) Land $45,000 Building $291,775
2023	$4,297.00 (+2.55%) Homeowner's exemption	$253,707 (+3%)	$361,966 (+18.76%) Land $40,000 Building $321,966
2022	$4,190.00 Homeowner's exemption	$246,317	$304,781 Land $40,000 Building $264,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELAND serves 50,910 people · EPA ID FL3640286
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20