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408 Last Tree Dr, Deland, FL 32720 Property Records

Volusia County property record for 408 Last Tree Dr, Deland, FL 32720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,870 sqft · built 2018
Lot Size0.211 acres (9,204 sqft)
OwnerIndividual Name on File
Last Sale$243,823 (Oct 2018)
Tax Bill$4,076 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Loan Modification
+ 7 more
Flood ZoneZone X (minimal risk)
APN7018-29-00-0920

Property Details

APN / Parcel Number

Primary APN7018-29-00-0920
Alternative APNs
  • 6668027.0
  • 6668027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Living Area
1st Floor Area1,870 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,204 sqft (0.211 acres)
Lot Dimensions118 ft deep x 78 ft wide
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number6668027.0
Street Address408 LAST TREE DR
CityDELAND
StateFL
Zip32720-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 RIDGEWOOD CROSSING PHASE 2 MB 53 PGS 98-100 INC PER OR 6244 PGS 2318-2321 INC PER OR 6421 PG 4119 PER OR 6421 PG 4125
Legal Range30E
Legal Township17S
Legal Section18
Legal SubdivisionRIDGEWOOD CROSSING PH 02
Legal Phase2
Legal Tract29
Legal Lot Number92
JurisdictionVOLUSIA FL
Township / Civil DivisionDELAND
Census Block Group1
Census Block1018
Census Tract90701

Owner

408 Last Tree Dr is owned and occupied by an individual who bought it in October 2018.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address408 LAST TREE DR, DELAND, FL 32720-2909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 25, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Oct 29, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Oct 18, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Sep 28, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Sep 5, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Jul 13, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Jul 2, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
May 22, 2017Trustee's Deed, Transfer · Line of Credit
MAINSTREET CMNTY BK/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2018 · Amount on File
Deed SaleOct 29, 2018 · Amount on File
Deed Document Number2018-218335
Deed Book / Page7616 / 0410
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 LAST TREE DR, DELAND, FL 32720-2909

Mortgage

Document Number0079682201
DateJan 5, 2021
Book Page7968/2201
Instrument2021-002547
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0076164864
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0076164864
DateOct 30, 2018
Book Page007616/004864
Instrument219943
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 29, 2018
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0076160410
Book / Page7616 / 0410
Map ReferenceMB 53 PG 98-100
Instrument DateOct 24, 2018
Instrument2018-218335
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2022
Title CompanySOUTHERN TITLE HOLDING COMPA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,707.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 S SPRING GARDEN AVE, 200, DELAND, FL 32720-5140

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 LAST TREE DR, DELAND, FL 32720-2909

Mortgage

Document Number2018218336
DateOct 29, 2018
Instrument2018-218336
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0076142960
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0076142960
DateOct 24, 2018
Book Page007614/002960
Instrument215839
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0076061137
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0076061137
DateOct 3, 2018
Book Page007606/001137
Instrument200668
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0075992803
Instrument DateSep 5, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0075992803
DateSep 20, 2018
Book Page007599/002803
Instrument189812
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0075740999
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0075740999
DateJul 20, 2018
Book Page007574/000999
Instrument146794
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0075691170
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0075691170
DateJul 9, 2018
Book Page007569/001170
Instrument138322
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount on Record

May 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionVOLUSIA FL
Recording DateMay 22, 2017
Property Address408 LAST TREE DR, DELAND, FL 32720-2909
Document Number0074003884
Book / Page007400 / 003884
Instrument DateMay 17, 2017
Instrument100425
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number74003885
DateMay 22, 2017
Book Page007400/003885
Instrument100426
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
Address1500 N SPRING GARDEN AVE, DELAND, FL 32720-0869
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Last Tree Dr was $4,076 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,076.00 Homeowner's exemption$236,302$299,324 Land $45,000 Building $254,324
2023$3,749.00 (+2.83%) Homeowner's exemption$222,955 (+3%)$324,773 (+19.78%) Land $40,000 Building $284,773
2022$3,646.00 Homeowner's exemption$216,461$271,139 Land $40,000 Building $231,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Last Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Last Tree Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELAND
serves 50,910 people · EPA ID FL3640286
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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