Carver County property record for 409 Lake St E, Cologne, MN 55322 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,288 sqft Finished Area |
| Lot Size | 8,494 sqft (0.195 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,672.00 (2026) |
Source: Carver County records · APN 40-0131300
Assessment roll updated August 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 LAKE ST E, COLOGNE, MN 55322-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OLD NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 409 LAKE ST E, COLOGNE, MN 55322-9675 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 LAKE ST E, COLOGNE, MN 55322-9675 |
| Document Number | 000A745079 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | A745079 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLOGNE, MN 55322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 409 LAKE ST E, COLOGNE, MN 55322-9675 |
| Document Number | 0000676794 |
| Instrument Date | May 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | TITLE MARK |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 409 LAKE ST E COLOGNE MN 553229675, COLOGNE, MN 55322-9675 |
| Document Number | 0000676794 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 676794 |
| Name | OLD NAT'L BK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 07, 2034 |
Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Cologne City |
| Unified School District | Central Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,672.00 (+4.85%) Homeowner's exemption | $280,600 (+7.63%) Land $85,000 Building $195,600 | $280,600 (+7.63%) Land $85,000 Building $195,600 |
| 2025 | $260,700 (+4.91%) Land $80,000 Building $180,700 | $260,700 (+4.91%) Land $80,000 Building $180,700 | |
| 2024 | $3,502.00 (-4%) Homeowner's exemption | $248,500 (+1.47%) Land $75,000 Building $173,500 | $248,500 (+1.47%) Land $75,000 Building $173,500 |
| 2023 | $3,648.00 Homeowner's exemption | $244,900 Land $75,000 Building $169,900 | $244,900 Land $75,000 Building $169,900 |
Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 40-0131300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,288 sqft Finished Area |
| Gross Area | 2,641 sqft Gross Area |
| 1st Floor | 1,288 sqft 1st Floor |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,494 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Patio Area | 173 sqft Patio |
| Heating System | Central Heating |
|---|
| Street Address | 409 LAKE ST E |
|---|---|
| City | COLOGNE |
| State | MN |
| Zip | 55322-9675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION 13 TOWNSHIP 115 RANGE 025 P/O NW1/4 NE1/4 COMM AT A PT 33' N & 213' E FROM SW CORN N1/2 NE1/4 SECT 13 TH N 132.5' TH |
| Legal Range | 025 |
| Legal Township | 115 |
| Legal Section | 13 |
| Jurisdiction | CARVER MN |
| Minor Civil Division | COLOGNE |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 91202 |
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