312 Lake St E, Cologne, MN 55322 Property Records

Carver County property record for 312 Lake St E, Cologne, MN 55322 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1980
Square Footage1,283 sqft Finished Area
Lot Size10,672 sqft (0.245 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2021)
Tax Bill$4,092.00 (2026)

Property Details

APN / Parcel Number

Primary APN40-4010020

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Building Area1,283 sqft Finished Area
Gross Area2,348 sqft Gross Area
1st Floor1,059 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Unfinished Basement600 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1980
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,672 sqft (0.245 acres)
Parking Spaces1 Parking Spaces
Garage Area1,080 sqft Garage
Deck Area143 sqft Deck
Porch1 Porch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating

Location & Zoning

Street Address312 LAKE ST E
CityCOLOGNE
StateMN
Zip55322-9550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 115 RANGE 025 ADAM MOHRBACHER 2ND ADDN LOT 003 BLOCK 001 & W 15' OF LOT 2 & E 20' OF LOT 4
Legal Range025
Legal Township115
Legal Section13
Legal SubdivisionADAM MOHRBACHER 2ND ADDN
Legal Block1
Legal Lot Number3
JurisdictionCARVER MN
Minor Civil DivisionCOLOGNE
Census Blockgroup2
Census Block2022
Census Tract91202

Owner

Source: Carver County records · APN 40-4010020

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 LAKE ST E, COLOGNE, MN 55322-9550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
ALERUS FINANCIAL NA
Jul 28, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDCOUNTRY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleJul 28, 2017 · Amount on Record
Deed Doc Number2021735561
Record RefreshedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateOct 22, 2021
Property Address312 LAKE ST E, COLOGNE, MN 55322-9550
Document Number000A735561
Instrument DateOct 19, 2021
InstrumentA735561
Transaction TypeTransfer
Record UpdatedDec 02, 2021
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 LAKE ST E, COLOGNE, MN 55322-9550

Mortgage

Document Number000A735562
DateOct 22, 2021
InstrumentA735562
Lender
NameALERUS FINANCIAL NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateJul 28, 2017
Property Address312 LAKE ST E, COLOGNE, MN 55322-9550
Document Number0000649320
Instrument DateJul 20, 2017
Instrument649320
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyHOMEC TITLE COMPANY, HOMEC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address312 LAKE ST E COLOGNE MN 553229550, COLOGNE, MN 55322-9550

Mortgage

Document Number649321
DateJul 28, 2017
Instrument649321
Lender
NameMIDCOUNTRY BK
TypeFederal Savings Bank (FSB)
AddressVADNAIS HEIGHTS, MN 55110
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityCologne City
Unified School DistrictCentral Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,092.00 (+5.3%) Homeowner's exemption$343,600 (+7.91%) Land $85,000 Building $258,600$343,600 (+7.91%) Land $85,000 Building $258,600
2025$318,400 (+4.81%) Land $80,000 Building $238,400$318,400 (+4.81%) Land $80,000 Building $238,400
2024$3,886.00 (-3%) Homeowner's exemption$303,800 (+0.93%) Land $75,000 Building $228,800$303,800 (+0.93%) Land $75,000 Building $228,800
2023$4,006.00 Homeowner's exemption$301,000 Land $75,000 Building $226,000$301,000 Land $75,000 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
1st percentile nationally · 4th in Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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