409 Kimbrough Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 409 Kimbrough Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1996
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$2,063 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-407-052.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-407-052.000-018`
Alternative APN	`1609250407052000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	112 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609250407052000
Street Address	409 KIMBROUGH LN
City	CARMEL
State	IN
Zip	46032-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .10, SECTION 25, TOWNSHIP 18, RANGE 3, PARKSIDE VILLAGE, SECTION 1, LOT 93
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	PARKSIDE VILLAGE
Legal Block	1
Legal Lot Number	93
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2011
Census Tract	111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 KIMBROUGH LN, CARMEL, IN 46032-2099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF INDIANA
Jul 8, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 1997
Deed Sale	Feb 28, 1997
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	May 14, 2026
Property Address	409 KIMBROUGH LN, CARMEL, IN 46032-2099
Document Number	0000021330
Instrument Date	May 8, 2026
Instrument	202621330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 KIMBROUGH LN, CARMEL, IN 46032-2099

Mortgage

Document Number	0000021330,
Date	May 14, 2026
Instrument	202621330

Lender

Name	COMMUNITY FIRST BANK OF INDIANA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 8, 2021
Property Address	409 KIMBROUGH LN, CARMEL, IN 46032-2099
Document Number	2021049703
Map Reference	DOC 9629979
Instrument Date	Jun 22, 2021
Instrument	2021049703
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1742 MARADONA DR, INDIANAPOLIS, IN 46214-2368

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,900 (+5.44%) Land $72,300 Building $152,600	$224,900 (+5.44%) Land $72,300 Building $152,600
2024	$2,063.00 (+17.68%)	$213,300 (+10.52%) Land $72,300 Building $141,000	$213,300 (+10.52%) Land $72,300 Building $141,000
2023	$1,753.00 (-2.18%)	$193,000 (+8%) Land $72,300 Building $120,700	$193,000 (+8%) Land $72,300 Building $120,700
2022	$1,792.00	$178,700 Land $50,200 Building $128,500	$178,700 Land $50,200 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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