394 Kimbrough Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 394 Kimbrough Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,759 sqft · built 1996
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Tax Bill	$4,622 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-407-029.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-407-029.000-018`
Alternative APN	`1609250407029000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
Gross Area	2,159 sqft
1st Floor Area	1,759 sqft
2nd Floor Area	1,087 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	394 KIMBROUGH LN
City	CARMEL
State	IN
Zip	46032-2080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .09, SECTION 25, TOWNSHIP 18, RANGE 3, PARKSIDE VILLAGE, SECTION 1, LOT 76
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	PARKSIDE VILLAGE SECTION 1
Legal Block	1
Legal Lot Number	76
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111011

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6102 DONAHUE DR, COLORADO SPRINGS, CO 80923-7670
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 5, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020
Deed Sale	Oct 5, 2020
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202070475
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	394 KIMBROUGH LN, CARMEL, IN 46032-2080
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059085
Date	Dec 19, 2022
Instrument	2022059085

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	394 KIMBROUGH LN, CARMEL, IN 46032-2080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041720
Date	Sep 6, 2018
Instrument	2018041720

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 5, 2020
Property Address	394 KIMBROUGH LN, CARMEL, IN 46032-2080
Document Number	0000070475
Instrument Date	Oct 5, 2020
Instrument	70475
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5838 SOMERSET BLVD W BARGERSVILLE IN 461069061, BARGERSVILLE, IN 46106-9061

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 9, 2019
Property Address	394 KIMBROUGH LN, CARMEL, IN 46032-2080
Document Number	2019029735
Map Reference	DOC 9629979
Instrument Date	Jul 5, 2019
Instrument	2019029735
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5838 SOMERSET BLVD W, BARGERSVILLE, IN 46106-9061

Mortgage

Document Number	2019029736
Date	Jul 9, 2019
Instrument	2019029736

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,000 (+5.88%) Land $70,800 Building $174,200	$245,000 (+5.88%) Land $70,800 Building $174,200
2024	$4,622.00 (+10.07%)	$231,400 (+11.09%) Land $70,800 Building $160,600	$231,400 (+11.09%) Land $70,800 Building $160,600
2023	$4,199.00 (-0.73%)	$208,300 (+1.56%) Land $70,800 Building $137,500	$208,300 (+1.56%) Land $70,800 Building $137,500
2022	$4,230.00	$205,100 Land $49,100 Building $156,000	$205,100 Land $49,100 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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