409 K St, Bakersfield, CA 93304 Property Records

Kern County property record for 409 K St, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1910
Lot Size	0.119 acres (5,176 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2017)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-311-12-00-5`

Property Details

APN / Parcel Number

Primary APN	`009-311-12-00-5`
Alternative APNs	`009-311-12-7` `0093111200` `00931112`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
Gross Area	1,371 sqft
1st Floor Area	916 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	5,176 sqft (0.119 acres)
Garage Type	Attached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	009311127
Street Address	409 K ST
City	BAKERSFIELD
State	CA
Zip	93304-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CITY LOWLL , BLOCK 94 , LOT PTN
Legal Subdivision	LOWELL ADDITION
Legal Block	94
Legal Lot Number	3,4
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2040
Census Tract	2002

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 K ST, BAKERSFIELD, CA 93304-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY LOAN SERVICING LLC
Jul 31, 2017	Grant Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Aug 2, 2012 · Amount on Record
Deed Document Number	201798618
Prior Transfer Date	May 5, 1997
Prior Transfer Doc	0000065647
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	409 K ST, BAKERSFIELD, CA 93304-2129
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 K ST, BAKERSFIELD, CA 93304-2129

Mortgage

Document Number	0000051144
Date	Apr 1, 2022
Instrument	222051144

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 31, 2017
Property Address	409 K ST, BAKERSFIELD, CA 93304-2129
Document Number	0000098618
Map Reference	MB1 PG13&14
Instrument Date	Jul 18, 2017
Instrument	0217098618
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 K ST, BAKERSFIELD, CA 93304-2129

Mortgage

Document Number	0000098619
Date	Jul 31, 2017
Instrument	0217098619

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$87,039 (+2%) Land $34,815 Building $52,224
2025	$1,723.00 (+4.42%)	$85,333 (+4.04%) Land $34,133 Building $51,200
2023	$1,650.00 (+3.06%)	$82,021 Land $32,808 Building $49,213
2022	$1,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile, Verizon.

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