406 K St, Bakersfield, CA 93304 Property Records

Kern County property record for 406 K St, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,210 sqft · built 1922
Lot Size	0.092 acres (4,027 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2017)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-312-03-00-6`

Property Details

APN / Parcel Number

Primary APN	`009-312-03-00-6`
Alternative APNs	`009-312-03-4` `0093120300` `00931203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	564 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	4,027 sqft (0.092 acres)
Porch	Porch
Porch Area	50 sqft
Patio Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	009312034
Street Address	406 K ST
City	BAKERSFIELD
State	CA
Zip	93304-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CITY LOWLL , BLOCK 93 , LOT 14
Legal Subdivision	LOWELL ADDITION
Legal Block	93
Legal Lot Number	14
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2042
Census Tract	2002

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 K ST, BAKERSFIELD, CA 93304-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 29, 2017	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	2017178903
Prior Transfer Date	Aug 12, 2014
Prior Transfer Doc	0000095096
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	406 K ST, BAKERSFIELD, CA 93304-2130
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 K ST, BAKERSFIELD, CA 93304-2130

Mortgage

Document Number	0000124761
Date	Aug 12, 2022
Instrument	222124761

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 29, 2017
Property Address	406 K ST, BAKERSFIELD, CA 93304-2130
Document Number	0000178903
Instrument Date	Dec 8, 2017
Instrument	178903
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	PLACER TITLE ER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 K ST BAKERSFIELD CA 933042130, BAKERSFIELD, CA 93304-2130

Mortgage

Document Number	178904
Date	Dec 29, 2017
Instrument	178904

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$162,476 (+2%) Land $46,420 Building $116,056
2025	$2,583.00 (+3.78%)	$159,291 (+4.04%) Land $45,510 Building $113,781
2023	$2,489.00 (+2.51%)	$153,107 Land $43,744 Building $109,363
2022	$2,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile, Verizon.

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