409 Junior Camp Rd, Monterey, TN 38574 Property Records

Cumberland County property record for 409 Junior Camp Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1948
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Dec 2022)
Tax Bill	$340 (2025)
Deeds & Mortgages	Dec 2022 Sale Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018046 01700`

Property Details

APN / Parcel Number

Primary APN	`018046 01700`
Alternative APN	`046 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,547 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	237 sqft
Utility Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	409 JUNIOR CAMP RD
City	MONTEREY
State	TN
Zip	38574-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	1
Census Block	1065
Census Tract	970301

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 JUNIOR CAMP RD, MONTEREY, TN 38574-6923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer J D LAND TITLE INC
Dec 9, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Dec 9, 2022
Deed Document Number	0001661791
Deed Book / Page	1661 / 791
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Dec 9, 2022
Property Address	409 JUNIOR CAMP RD, MONTEREY, TN 38574-6923
Document Number	0000018420
Book / Page	1661 / 791
Instrument Date	Dec 9, 2022
Instrument	22018420
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	J D LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	757 OLD RIDGE RD, SPARTA, TN 38583-8005

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CUMBERLAND TN
Recording Date	Dec 9, 2022
Property Address	409 JUNIOR CAMP RD, MONTEREY, TN 38574-6923
Document Number	0000018418
Book / Page	1661 / 785
Instrument Date	Dec 1, 2022
Instrument	22018418
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 YORK RD, CROSSVILLE, TN 38555-1172

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Nov 15, 2022
Property Address	409 JUNIOR CAMP RD, MONTEREY, TN 38574-6923
Document Number	0000017388
Book / Page	1659 / 1531
Map Reference	VOL 37 PG 85&86
Instrument Date	Nov 11, 2022
Instrument	22017388
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 YORK RD, CROSSVILLE, TN 38555-1172

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$340.00 (+18.88%)	$29,950 (-30.19%) Land $2,725 Building $27,225
2023		$42,900 (+16.66%) Land $3,100 Building $39,800
2022		$36,775 Land $3,100 Building $33,675	$119,800 (-18.56%) Land $10,900 Building $108,900
2021			$147,100 Land $12,400 Building $134,700
2018	$286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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