Monmouth County and Spring Lake Borough property record for 409 Jersey Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,033 sqft · built 2015 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,800,000 (Jan 2021) |
| Tax Bill | $16,485 (2025) |
| Deeds & Mortgages | Jan 2021 Sale Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00073-0000-00005 |
| Primary APN | 47-00073-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Upper Floors Area | 1,420 sqft |
| Attic | Attic |
| Attic Area | 64 sqft |
| Basement Area | 1,613 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 409 JERSEY AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/SPGS LAKE |
| Legal Block | 73 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 809100 |
409 Jersey Ave is owned by a company that bought it in January 2021.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 BRADFORD LN, BASKING RIDGE, NJ 07920-1548 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | Apr 8, 2014 · Amount on File |
| Deed Document Number | 20218348 |
| Deed Book / Page | 9473 / 5255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 14, 2021 |
| Property Address | 409 JERSEY AVE, SPRING LAKE, NJ 07762-1436 |
| Document Number | 0000008348 |
| Book / Page | 009473 / 008255 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 8348 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 409 JERSEY AVE SPRING LAKE NJ 077621436, SPRING LAKE, NJ 07762-1436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 409 JERSEY AVE, SPRING LAKE, NJ 07762-1436 |
| Document Number | 0000084692 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 JERSEY AVE SPRING LAKE NJ 077621436, SPRING LAKE, NJ 07762-1436 |
| Document Number | 0000084692 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 009368/002140 |
| Instrument | 84692 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 409 Jersey Ave was $16,485, up 0.5% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,774,400 (+4.64%) Land $2,223,300 Building $1,551,100 | $3,774,400 (+4.64%) Land $2,223,300 Building $1,551,100 | |
| 2025 | $16,485.00 (+0.55%) | $3,607,200 Land $2,073,300 Building $1,533,900 | $3,607,200 Land $2,073,300 Building $1,533,900 |
| 2024 | $16,395.00 | ||
| 2023 | $2,876,100 Land $1,480,000 Building $1,396,100 | $2,876,100 Land $1,480,000 Building $1,396,100 | |
| 2022 | $14,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Jersey Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Jersey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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