Monmouth County and Spring Lake Borough property record for 404 Jersey Ave, Spring Lake, NJ 07762
| Property Type | Boarding House, Apartment Hotel |
|---|---|
| Details | 3,504 sqft · built 1870 |
| Lot Size | 0.294 acres (12,815 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,950,000 (Oct 2022) |
| Tax Bill | $13,996 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00082-0000-00026 |
| Primary APN | 47-00082-0000-00026 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 10 Rooms |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,504 sqft Total Area |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,904 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Other |
| Lot Area | 12,815 sqft (0.294 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Garage Type | Detached |
| Porch | Open Porch |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Old Parcel Number | 4700082000000025 |
|---|---|
| Street Address | 404 JERSEY AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1437 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Boarding House, Apartment Hotel |
| Legal Subdivision | BRIGHTON & NORTH BRIGHTON |
| Legal Block | 82 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records · APN 47-00082-0000-00026
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 404 JERSEY AVE, SPRING LAKE, NJ 07762-1437 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed, Transfer ATTORNEY TITLE SERVICES LLC |
| Jan 16, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Feb 07, 2008 · Amount on Record |
| Deed Document Number | 2022107018 |
| Deed Book / Page | 9621 / 7726 |
| Prior Transfer Date | Apr 30, 2009 |
| Prior Transfer Doc | 0087710551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2022 |
| Property Address | 404 JERSEY AVE, SPRING LAKE, NJ 07762-1437 |
| Document Number | 0096217726 |
| Book / Page | 9621 / 7726 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022107018 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $62,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 PARK ST, TENAFLY, NJ 07670-2218 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 DOGWOOD DR, MORRISTOWN, NJ 07960-3309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 404 JERSEY AVE, SPRING LAKE, NJ 07762-1437 |
| Document Number | 0000011913 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 JERSEY AVE SPRING LAKE NJ 077621437, SPRING LAKE, NJ 07762-1437 |
| Document Number | 0000011913 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 009271/003694 |
| Instrument | 11913 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,591,600 (+23.69%) Land $2,222,200 Building $1,369,400 | $3,591,600 (+23.69%) Land $2,222,200 Building $1,369,400 | |
| 2025 | $13,996.00 (-0.09%) | $2,903,700 (+23.37%) Land $2,089,900 Building $813,800 | $2,903,700 (+23.37%) Land $2,089,900 Building $813,800 |
| 2024 | $14,009.00 (+12.78%) | ||
| 2023 | $2,353,700 Land $1,492,000 Building $861,700 | $2,353,700 Land $1,492,000 Building $861,700 | |
| 2022 | $12,421.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258091004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 473 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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