409 High St, Oregon City, OR 97045 Property Records

Clackamas County property record for 409 High St, Oregon City, OR 97045

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,032 sqft · built 1920
Lot Size	0.062 acres (2,695 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E31AC04600`

Property Details

APN / Parcel Number

Primary APN	`22E31AC04600`
Alternative APN	`00573203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,032 sqft Living Area
Basement Area	1,368 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,695 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00573203
Street Address	409 HIGH ST
City	OREGON CITY
State	OR
Zip	97045-2214
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MUC1
Legal Description	2 OREGON CITY PT LT 3 BLK 32 PT VAC ALLEY
Legal Range	2E
Legal Township	2S
Legal Section	31
Legal Subdivision	OREGON CITY
Legal Block	32
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4006
Census Tract	22400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Willamette Falls Locks listed 1974 · 9 contributing resources · NRIS 74001680

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 High St, a duplex, is held in a trust since December 2024.

Source: Clackamas County records, as of October 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4405 SW MELVILLE AVE, PORTLAND, OR 97239-1360
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Jun 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA & ELISABETH SCHWEITZER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013
Deed Sale	Jun 28, 2013
Prior Sale	Sep 30, 2010
Deed Document Number	201345224
Last Transfer Date	Dec 4, 2024
Transfer Doc	0000044855
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	409 HIGH ST, OREGON CITY, OR 97045-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074540
Date	Sep 10, 2020
Instrument	2020-074540

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 14, 2019
Property Address	409 HIGH ST, OREGON CITY, OR 97045-2214
Document Number	0000033058
Instrument Date	Jun 13, 2019
Instrument	2019-033058
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 SE MORRISON ST STE 110, 110, PORTLAND, OR 97214-6308

Mortgage

Document Number	0000033059
Date	Jun 14, 2019
Instrument	2019-033059

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	409 HIGH ST, OREGON CITY, OR 97045-2214
Document Number	0000002834
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002834
Date	Jan 16, 2018
Instrument	2834

Lender

Name	VIRGINIA & ELISABETH SCHWEITZER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 409 High St was $4,384.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00	$218,855	$561,792 Land $188,862 Building $372,930
2023	$3,880.00	$206,293	$561,667 Land $187,427 Building $374,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 High St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1996–1997)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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