409 Hawks Cay Ct, Charleston, SC 29414 Property Records

Charleston County property record for 409 Hawks Cay Ct, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 2005
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2017)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-03-00-419`

Property Details

APN / Parcel Number

Primary APN	`305-03-00-419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
1st Floor Area	1,960 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Terrain	High
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	409 HAWKS CAY CT
City	CHARLESTON
State	SC
Zip	29414-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HAMILTON GROVE PHASE 5 DESCRIPTION -LOT 237
Legal Subdivision	HAMILTON GROVE PHASE 5
Legal Phase	5
Legal Lot Number	237
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5800

Owner

409 Hawks Cay Ct is owned and occupied by two individuals who bought it in November 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Dec 5, 2005 · Amount on File
Deed Book / Page	680 / 727
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 17, 2017
Property Address	409 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Document Number	0680/0727
Book / Page	000680 / 000727
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 HAWKS CAY CT CHARLESTON SC 294149145, CHARLESTON, SC 29414-9145

Mortgage

Document Number	680/0728
Date	Nov 17, 2017
Book Page	000680/000728

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 16, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 409 Hawks Cay Ct was $2,020, up 13.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+13.74%)	$379,155 (+2,776.75%) Land $92,690 Building $286,465	$558,700 Land $109,400 Building $449,300
2024	$1,776.00	$13,180
2022	$1,642.00	$13,180	$329,700 Land $80,600 Building $249,100
2020			$329,700 Land $80,600 Building $249,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Hawks Cay Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Hawks Cay Ct is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20