405 Hawks Cay Ct, Charleston, SC 29414 Property Records

Charleston County property record for 405 Hawks Cay Ct, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,772 sqft · built 2005
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2022)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-00-418`

Property Details

APN / Parcel Number

Primary APN	`305-03-00-418`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,772 sqft Living Area
1st Floor Area	1,716 sqft
Upper Floors Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	High
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	405 HAWKS CAY CT
City	CHARLESTON
State	SC
Zip	29414-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HAMILTON GROVE PHASE 5 DESCRIPTION -LOT 236
Legal Subdivision	HAMILTON GROVE PHASE 5
Legal Phase	5
Legal Lot Number	236
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5800

Owner

405 Hawks Cay Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Feb 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Deed Book / Page	1114 / 895
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 7, 2022
Property Address	405 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Document Number	0011140895
Book / Page	1114 / 895
Map Reference	MB EH PG 749&750
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 HAWKS CAY CT, CHARLESTON, SC 29414-9145

Mortgage

Document Number	0001114896
Date	Jun 7, 2022
Instrument	1114/896

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750407
Date	Feb 5, 2022
Book Page	1075/407

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 HAWKS CAY CT, CHARLESTON, SC 29414-9145
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190993
Date	Aug 3, 2021
Book Page	1019/993

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Hawks Cay Ct was $2,945, up 2.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,945.00 (+2.83%)	$581,100 (+2,541.36%) Land $101,300 Building $479,800	$581,100 Land $101,300 Building $479,800
2024	$2,864.00	$22,000
2022	$1,625.00	$13,030	$345,400 Land $74,200 Building $271,200
2020			$550,000 Land $74,200 Building $475,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Hawks Cay Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Hawks Cay Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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