409 Hancock St, New Bern, NC 28560 Property Records

Craven County property record for 409 Hancock St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 910 sqft · built 1900
Lot Size	0.131 acres (5,688 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2025)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-002-D-020`

Property Details

APN / Parcel Number

Primary APN	`8-002-D-020`
Alternative APNs	`109930` `96162`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	5,688 sqft (0.131 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109930
Street Address	409 HANCOCK ST
City	NEW BERN
State	NC
Zip	28560-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC3
Legal Description	409 HANCOCK
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3016
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 CRICKET LN, SOMERS, CT 06071-1625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 27, 2022	Executor's Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	202510147030
Deed Book / Page	3854 / 1598
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	409 HANCOCK ST, NEW BERN, NC 28560-4922
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CRICKET LN, SOMERS, CT 06071-1625

Mortgage

Document Number	03854/1601
Date	Oct 7, 2025
Book Page	3854/1601
Instrument	10147031

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 27, 2022
Property Address	409 HANCOCK ST, NEW BERN, NC 28560-4922
Document Number	03742/1146
Book / Page	3742 / 1146
Instrument Date	Sep 21, 2022
Instrument	10103692
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 AVENUE A, 404, NEW BERN, NC 28560-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HANCOCK ST, NEW BERN, NC 28560-4922

Mortgage

Document Number	0037421150
Date	Sep 27, 2022
Instrument	3742/1150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+3.5%)	$330,070 (-) Land $53,660 Building $276,410	$330,070 (-) Land $53,660 Building $276,410
2025	$2,827.00 (+1.62%)	$330,070 (-) Land $53,660 Building $276,410	$330,070 (-) Land $53,660 Building $276,410
2023	$2,782.00 (+26.17%)	$330,070 (+60.35%) Land $53,660 Building $276,410	$330,070 (+60.35%) Land $53,660 Building $276,410
2022	$2,205.00	$205,840 Land $80,000 Building $125,840
2018			$205,840 Land $80,000 Building $125,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Hancock St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures