407 Hancock St, New Bern, NC 28560 Property Records

Craven County property record for 407 Hancock St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,060 sqft · built 1900
Lot Size	0.123 acres (5,370 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Apr 2023)
Tax Bill	$5,381 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8-002-D-021`

Property Details

APN / Parcel Number

Primary APN	`8-002-D-021`
Alternative APNs	`123338` `104693` `65397`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,674 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	5,370 sqft (0.123 acres)
Deck Area	160 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	123338
Street Address	407 HANCOCK ST
City	NEW BERN
State	NC
Zip	28560-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC3
Legal Description	LOT 407 HANCOCK STREET
Legal Lot Number	407
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3016
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	407 HANCOCK ST, NEW BERN, NC 28560-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Jun 7, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202310111501
Deed Book / Page	3761 / 645
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 20, 2023
Property Address	407 HANCOCK ST, NEW BERN, NC 28560-4922
Document Number	003761/645
Book / Page	3761 / 645
Instrument Date	Apr 10, 2023
Instrument	10111501
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 HANCOCK ST, NEW BERN, NC 28560-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HANCOCK ST, NEW BERN, NC 28560-4922

Mortgage

Document Number	0003761648
Date	Apr 20, 2023
Instrument	3761/648

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 7, 2022
Property Address	407 HANCOCK ST, NEW BERN, NC 28560-4922
Document Number	03728/2159
Book / Page	3728 / 2159
Instrument Date	Jun 3, 2022
Instrument	10098160
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 HANCOCK ST APT 1, 517, NEW BERN, NC 28560-4961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HANCOCK ST, NEW BERN, NC 28560-4922
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,381.00 (+3.54%)	$614,000 (-) Land $51,600 Building $562,400	$614,000 (-) Land $51,600 Building $562,400
2025	$5,197.00 (+1.42%)	$614,000 (-) Land $51,600 Building $562,400	$614,000 (-) Land $51,600 Building $562,400
2023	$5,124.00 (+37.41%)	$614,000 (+74.37%) Land $51,600 Building $562,400	$614,000 (+74.37%) Land $51,600 Building $562,400
2022	$3,729.00	$352,130 Land $80,000 Building $272,130
2018			$352,130 Land $80,000 Building $272,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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