San Diego County property record for 409 Garey Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,708 sqft · built 1971 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Sep 2009) |
| Tax Bill | $4,222 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-450-41-00 |
| Primary APN | 173-450-41-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,708 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 8,500 sqft (0.195 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 GAREY DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-B |
| Legal Description | LOT 41 TR 006575 |
| Legal Subdivision | VISTA DEL NORTH |
| Legal Tract | 006575 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19205 |
Source: San Diego County records · APN 173-450-41-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 03, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2009 · Amount on Record |
| Deed Sale | Sep 21, 2009 · Amount on Record |
| Prior Sale | Mar 20, 1995 · Amount on Record |
| Deed Document Number | 2009522747 |
| Last Transfer Date | Nov 20, 2019 |
| Transfer Doc | 0000560109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Document Number | 0000856872 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-0856872 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Document Number | 0000214803 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0214803 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 03, 2019 |
| Property Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Document Number | 0000560109 |
| Map Reference | MAP 6575 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2019-0560109 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 GAREY DR, VISTA, CA 92084-3107 |
| Document Number | 0000560110 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019-0560110 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $315,978 (+2%) Land $137,743 Building $178,235 | |
| 2025 | $4,222.00 (+7.05%) Homeowner's exemption | $309,784 (+4.04%) Land $135,043 Building $174,741 |
| 2023 | $3,944.00 (+0.25%) Homeowner's exemption | $297,756 Land $129,800 Building $167,956 |
| 2022 | $3,934.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, San Diego Broadband, T-Mobile USA.
Based on FCC filings for 456 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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