429 Garey Dr, Vista, CA 92084 Property Records

San Diego County property record for 429 Garey Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1971
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2001)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-450-38-00`

Property Details

APN / Parcel Number

Primary APN	`173-450-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	10,900 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	429 GAREY DR
City	VISTA
State	CA
Zip	92084-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 38 TR 006575
Legal Subdivision	VISTA DEL NORTH
Legal Tract	006575
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19205

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2062 RANCHO CORTE, VISTA, CA 92084-2585
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage FIRST SAVINGS BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2001 · Amount on Record
Deed Sale	Jun 28, 2001 · Amount on Record
Prior Sale	May 23, 1989 · Amount on Record
Deed Document Number	2001441145
Last Transfer Date	Mar 30, 2006
Transfer Doc	0000233794
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	429 GAREY DR, VISTA, CA 92084-3107
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GAREY DR, VISTA, CA 92084-3107

Mortgage

Document Number	0000681204
Date	Sep 28, 2021
Instrument	2021-0681204

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	429 GAREY DR, VISTA, CA 92084-3107
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GAREY DR, VISTA, CA 92084-3107

Mortgage

Document Number	0000102596
Date	Feb 10, 2021
Instrument	2021-0102596

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	429 GAREY DR, VISTA, CA 92084-3107
Document Number	0000260223
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 GAREY DR VISTA CA 920843107, VISTA, CA 92084-3107

Mortgage

Document Number	0000260223
Date	May 22, 2020
Instrument	260223

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,724 (+2%) Land $137,798 Building $134,926
2025	$3,743.00 (+6.85%) Homeowner's exemption	$267,378 (+4.04%) Land $135,097 Building $132,281
2023	$3,503.00 (+0.26%) Homeowner's exemption	$256,998 Land $129,852 Building $127,146
2022	$3,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, San Diego Broadband, T-Mobile USA.

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