Roscommon County property record for 409 Gallagher Ave, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1975 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,481 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-428-001-0000 |
| Primary APN | 004-428-001-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,056 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 GALLAGHER AVE |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-823 P-132 243 LOTS 1 AND 2 BLK 8 1ST ADD TO MICH CENTRAL PARK. |
| Legal Subdivision | MICH CENTRAL PARK 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 GALLAGHER AVE, ROSCOMMON, MI 48653-8345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2015 |
| Deed Sale | Mar 13, 2015 |
| Deed Book / Page | 1148 / 135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 409 GALLAGHER AVE, ROSCOMMON, MI 48653-8345 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01182/1685 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 1182/1685 |
| Instrument | 202200007899 |
| Name | NORTH CENTRAL AREA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,900 (+65.82%) | $169,800 (+65.82%) | |
| 2025 | $1,481.00 | ||
| 2023 | $51,200 | $102,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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