312 Gallagher Ave, Roscommon, MI 48653 Property Records

Roscommon County property record for 312 Gallagher Ave, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1971
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,700 (Sep 2018)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-422-021-0000`

Property Details

APN / Parcel Number

Primary APN	`004-422-021-0000`

Interior

Full Baths	1 Bath
Building Area	816 sqft Building Perimeter
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 GALLAGHER AVE
City	ROSCOMMON
State	MI
Zip	48653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	243 L-1046 P-58 (L-802 P-499) LOTS 21 TO 24 INCL BLK 2 1ST ADD TO MICHIGAN CENTRAL PARK. 312 GALLAGHER
Legal Subdivision	FIRST ADDITION MICHIGAN CENTRAL PARK
Legal Block	2
Legal Lot Number	21-24
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 APPOLINE CT, ROCHESTER, MI 48307-6034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage UNION HOME MORTGAGE
Sep 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	20187373
Deed Book / Page	1167 / 726
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	312 GALLAGHER AVE, ROSCOMMON, MI 48653-8344
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001167/0000000727
Date	Sep 27, 2018
Book Page	0000001167/0000000727
Instrument	201800007374

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 27, 2018
Property Address	312 GALLAGHER AVE, ROSCOMMON, MI 48653-8344
Document Number	1167/726
Book / Page	1167 / 726
Instrument	201800007373
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 APPOLINE CT, ROCHESTER, MI 48307-6034

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,000 (+63.98%)	$122,000 (+63.98%)
2025	$1,761.00
2023		$37,200	$74,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE EAST CONDOMINIUMS private · serves 84 people · EPA ID MI0003145
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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