409 First Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 409 First Dr, Lady Lake, FL 32159 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,186 sqft Living Area
Lot Size	18,969 sqft (0.435 acres)
Occupancy	Owner Occupied
Last Sale	$136,000 (2020)
Tax Bill	$1,918.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`21-18-24-0004-000-12800`
Alternative APN	`1698821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,969 sqft (0.435 acres)
Lot Width	110 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	552 sqft Garage
Porch	Open Porch
Porch Area	228 sqft Porch
Utility Building	1,588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1698821
Street Address	409 FIRST DR
City	LADY LAKE
State	FL
Zip	32159-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 110 FT OF W 460 FT OF SW 1/4 OF SE 1/4--LESS S 1154 FT-- A/K/A KNOWN AS MI-LU ESTATES UNRECORDED SUB LOT 5 ORB 5504 PG 1088
Legal Range	24E
Legal Township	18S
Legal Section	21
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	4
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1017
Census Tract	30411

Owner

Source: Lake County records · APN 21-18-24-0004-000-12800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	409 FIRST DR, LADY LAKE, FL 32159-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	2020075519
Deed Book / Page	5504 / 1088
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 15, 2020
Property Address	409 FIRST DR, LADY LAKE, FL 32159-4627
Document Number	0055041088
Book / Page	5504 / 1088
Instrument Date	Jul 08, 2020
Instrument	2020075519
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATLAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7550 ATKINSONVILLE RD, 7550, POLAND, IN 47868-7067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FIRST DR, LADY LAKE, FL 32159-4627

Mortgage

Document Number	0055041090
Date	Jul 15, 2020
Instrument	5504/1090

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,430 (+5.98%) Land $41,250 Building $106,180	$177,197 (+2.9%) Land $41,250 Building $135,947
2024	$1,918.00 (+17.67%)
2023	$1,630.00 (+3.36%) Homeowner's exemption Senior Citizen's exemption	$139,110 (+3%)	$172,201 (+9.18%) Land $41,250 Building $130,951
2022	$1,577.00 Homeowner's exemption Senior Citizen's exemption	$135,060	$157,720 Land $26,813 Building $130,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.