405 First Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 405 First Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1979
Lot Size	0.316 acres (13,795 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Jun 2018)
Tax Bill	$1,798 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-18-24-0004-000-10400`

Property Details

APN / Parcel Number

Primary APN	`21-18-24-0004-000-10400`
Alternative APN	`1170079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,795 sqft (0.316 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	207 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1170079
Street Address	405 FIRST DR
City	LADY LAKE
State	FL
Zip	32159-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 80 FT OF W 270 FT OF SW 1/4 OF SE 1/4--LESS S 1154 FT-- A/K/A KNOWN AS MI-LU ESTATES UNRECORDED SUB LOT 3 ORB 5129 PG 1809
Legal Range	24E
Legal Township	18S
Legal Section	21
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	4
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1017
Census Tract	30411

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 FIRST DR, LADY LAKE, FL 32159-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · USDA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	2018073426
Deed Book / Page	5129 / 1809
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	405 FIRST DR, LADY LAKE, FL 32159-4627
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	LP TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 FIRST DR, LADY LAKE, FL 32159-4627

Mortgage

Document Number	0057752063
Date	Aug 18, 2021
Book Page	5775/2063
Instrument	2021114146

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 25, 2018
Property Address	405 FIRST DR, LADY LAKE, FL 32159-4627
Document Number	0051291809
Book / Page	5129 / 1809
Instrument Date	Jun 21, 2018
Instrument	2018073426
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	A & B TITLE AND ESCROW SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 TIMBER RIDGE CIR, 1654, LEESBURG, FL 34748-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FIRST DR, LADY LAKE, FL 32159-4627

Mortgage

Document Number	2018073427
Date	Jun 25, 2018
Instrument	2018073427

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,750 (+5.98%) Land $37,500 Building $78,250	$168,055 (+2.68%) Land $37,500 Building $130,555
2024	$1,798.00 (+17.36%)
2023	$1,532.00 (+3.44%) Homeowner's exemption	$109,220 (+3%)	$163,675 (+8.72%) Land $37,500 Building $126,175
2022	$1,481.00 Homeowner's exemption	$106,040	$150,550 Land $24,375 Building $126,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADY LAKE CENTRAL - WPS 1,2,3 serves 7,090 people · EPA ID FL3350977
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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