409 Emory, McAllen, TX 78504 Property Records

Hidalgo County property record for 409 Emory, McAllen, TX 78504

Property Summary

Property Type	Vacant Land
Lot Size	0.493 acres (21,457 sqft)
Owner	2 Individuals on Record
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Construction Loan
APN	`O662000000000900`

Property Details

APN / Parcel Number

Primary APN	`O662000000000900`
Alternative APN	`1068139`

Exterior

Lot Area	21,457 sqft (0.493 acres)
Lot Dimensions	163 ft deep x 132 ft wide

Location & Zoning

Street Address	409 EMORY
City	MCALLEN
State	TX
Zip	78504-2066
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ORANGEWOOD NORTH LOT 9
Legal Subdivision	ORANGEWOOD NORTH - SML
Legal Block	2
Legal Lot Number	9
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	2
Census Block	2001
Census Tract	23536

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4018 LULA ST, EDINBURG, TX 78539-3428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY CREDIT UNION
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage VALLEY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016
Deed Sale	Jul 1, 2016
Deed Document Number	20162725881
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Jun 1, 2026
Property Address	409 EMORY, MCALLEN, TX 78504-2066
Document Number	0003757057
Instrument Date	May 26, 2026
Instrument	20263757057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 AUGUST DR, EDINBURG, TX 78539-0256
Investor	Possibly a Property Investor

Mortgage

Document Number	0003757057,
Date	Jun 1, 2026
Instrument	20263757057

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2057

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Jun 1, 2026
Property Address	409 EMORY, MCALLEN, TX 78504-2066
Document Number	0003757056
Instrument Date	May 7, 2026
Instrument	20263757056
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EMORY, MCALLEN, TX 78504-2066
Investor	Possibly a Property Investor

Mortgage

Document Number	0003757056,
Date	Jun 1, 2026
Instrument	20263757056

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+31.32%)	$293,955 (+31.1%) Land $293,955	$293,955 (+31.1%) Land $293,955
2024	$5,118.00 (-2.98%)
2023	$5,275.00 (+17.64%)	$224,221 Land $224,221	$224,221 Land $224,221
2022	$4,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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