405 Emory, McAllen, TX 78504 Property Records

Hidalgo County property record for 405 Emory, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,881 sqft · built 2021
Lot Size	0.493 acres (21,457 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,505 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Construction Loan
APN	`O662000000000800`

Property Details

APN / Parcel Number

Primary APN	`O662000000000800`
Alternative APN	`1068138`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,881 sqft Living Area
Gross Area	6,025 sqft
1st Floor Area	4,041 sqft
2nd Floor Area	840 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	21,457 sqft (0.493 acres)
Lot Dimensions	163 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Patio Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 EMORY
City	MCALLEN
State	TX
Zip	78504-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD NORTH LOT 8
Legal Subdivision	ORANGEWOOD NORTH - SML
Legal Block	2
Legal Lot Number	8
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	2
Census Block	2001
Census Tract	23536

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 EMORY, MCALLEN, TX 78504-2066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST FCU
Jun 29, 2021	Deed of Trust, Mortgage · Construction Mortgage LONE STAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017
Deed Sale	Oct 3, 2017
Deed Document Number	20172854326
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	405 EMORY, MCALLEN, TX 78504-2066
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003400649
Date	Nov 28, 2022
Instrument	3400649

Lender

Name	SECURITY FIRST FCU
Type	Credit Union
Address	EDINBURG, TX 78539

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	405 EMORY, MCALLEN, TX 78504-2066
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	VALLEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7418 N 16TH LN, MCALLEN, TX 78504-3244

Mortgage

Document Number	0003238951
Date	Jun 29, 2021
Instrument	3238951

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Address	MCALLEN, TX 78504

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 18, 2022

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,007,239 (+5.58%) Land $359,398 Building $647,841	$1,007,239 (+5.58%) Land $359,398 Building $647,841
2025	$20,505.00 (+19.04%) Homeowner's exemption	$953,983 (+7.41%) Land $293,955 Building $660,028	$953,983 (+7.41%) Land $293,955 Building $660,028
2024	$17,225.00 (-13.41%)
2023	$19,892.00 (+19.36%) Homeowner's exemption	$888,194 Land $224,221 Building $663,973	$888,194 Land $224,221 Building $663,973
2022	$16,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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