Howard County property record for 409 Elm St, Cotesfield, NE 68835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1971 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2617-00-0-20006-001-0236 |
| Primary APN | 2617-00-0-20006-001-0236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 840 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 16,100 sqft (0.37 acres) |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 ELM ST |
|---|---|
| City | ELBA |
| State | NE |
| Zip | 68835-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | TRACT IN LOT 2 BLOCK 1 R.KILPATRICK'S THIRD ADD COTESFIELD VILLAGE |
| Legal Subdivision | KILPATRICK'S THIRD ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | COTESFIELD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 970600 |
409 Elm St is owned by an individual who acquired it in July 2011.
Source: Howard County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 MCKINLEY ST, ELBA, NE 68835-2914 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2011 |
| Deed Sale | Jul 8, 2011 |
| Deed Book / Page | 11 / 3212 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 409 Elm St was $13.
Source: Howard County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Municipality | Cotesfield Village |
| Unified School District | Central Valley Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13.00 | $1,344 Land $1,244 Building $100 | $1,344 Land $1,244 Building $100 |
| 2023 | $18.00 | $1,344 Land $1,244 Building $100 | $1,344 Land $1,244 Building $100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Great Plains Communications DSL | 10 / 1 |
May also be available: Prairie Hills Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures