Howard County property record for 209 Elm St, Cotesfield, NE 68835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 2017 |
| Lot Size | 0.185 acres (8,066 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $942 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2617-00-0-20001-004-0194 |
| Primary APN | 2617-00-0-20001-004-0194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 8,066 sqft (0.185 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 209 ELM ST |
|---|---|
| City | ELBA |
| State | NE |
| Zip | 68835-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03-COMMERC |
| Legal Description | TRACT IN LOT 4 BLOCK 4 COTESFIELD VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | COTESFIELD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970600 |
209 Elm St is owned and occupied by an individual.
Source: Howard County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 ELM ST, ELBA, NE 68835-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 209 Elm St was $942.
Source: Howard County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Municipality | Cotesfield Village |
| Unified School District | Elba Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $942.00 | $82,910 Land $807 Building $82,103 | $82,910 Land $807 Building $82,103 |
| 2023 | $1,298.00 | $82,207 Land $807 Building $81,400 | $82,207 Land $807 Building $81,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Great Plains Communications DSL · Fiber in parts of the area | 10 / 1 |
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