Jackson County property record for 409 Elm Dr, Ganado, TX 77962
| Property Type | Single Family Home |
|---|---|
| Details | 1,816 sqft · built 1980 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,100 (Aug 2021) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23864 |
| Primary APN | R23864 |
|---|---|
| Alternative APN |
|
| Building Area | 1,816 sqft Living Area |
|---|---|
| Gross Area | 2,694 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 147 ft deep x 100 ft wide |
| Garage Area | 572 sqft |
| Cooling System | Central |
|---|
| Account Number | 4345003000800 |
|---|---|
| Street Address | 409 ELM DR |
| City | GANADO |
| State | TX |
| Zip | 77962-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS, BLOCK 3, LOT 8, ACRES 0.31 |
| Legal Subdivision | TWIN OAKS |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | JACKSON TX |
| Township / Civil Division | GANADO |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 950100 |
Source: Jackson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 322, GANADO, TX 77962-0322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Deed Document Number | 20212747 |
| Deed Book / Page | 642 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JACKSON TX |
| Recording Date | Aug 25, 2021 |
| Property Address | 409 ELM DR, GANADO, TX 77962-8410 |
| Document Number | 642/160 |
| Book / Page | 642 / 160 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021-02747 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | COASTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 317, GANADO, TX 77962-0317 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 322, GANADO, TX 77962-0322 |
| Document Number | 202102748 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-02748 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Jackson County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Jackson County |
| Municipality | Ganado City |
| Unified School District | Ganado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 (-8.13%) Homeowner's exemption | $201,810 (-4.73%) Land $11,750 Building $190,060 | $201,810 (-4.73%) Land $11,750 Building $190,060 |
| 2023 | $211,840 Land $11,750 Building $200,090 | $211,840 Land $11,750 Building $200,090 | |
| 2022 | $2,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (2004–2021) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GANADO serves 1,975 people · EPA ID TX1200002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| YK Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Nextlink Fixed Wireless | 100 / 20 |
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