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401 Elm Dr, Ganado, TX 77962 Property Records

Jackson County property record for 401 Elm Dr, Ganado, TX 77962

Property Summary

Property TypeSingle Family Home
Details1,648 sqft · built 1982
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$2,686 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR23862

Property Details

APN / Parcel Number

Primary APNR23862
Alternative APN
  • 4345003000600

Interior

Building Area1,648 sqft Living Area
Gross Area2,872 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick Veneer
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number4345003000600
Street Address401 ELM DR
CityGANADO
StateTX
Zip77962-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN OAKS, BLOCK 3, LOT 6, ACRES 0.3
Legal SubdivisionTWIN OAKS
Legal Block3
Legal Lot Number6
JurisdictionJACKSON TX
Township / Civil DivisionGANADO
Census Block Group1
Census Block1079
Census Tract950100

Owner

Source: Jackson County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address401 ELM DR, GANADO, TX 77962-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Vendor's Lien, Transfer · Conventional Mortgage
PROSPERITY BANK
Aug 11, 2017Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2020
Deed SaleMar 31, 2020
Prior SaleDec 19, 2014
Deed Document Number000601/436
Deed Book / Page601 / 436
Record UpdatedJun 8, 2026

March 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionJACKSON TX
Recording DateMar 31, 2020
Property Address401 ELM DR, GANADO, TX 77962-8410
Document Number000601/436
Book / Page601 / 436
Map ReferenceVOL 3 PG 77
Instrument DateMar 31, 2020
Instrument2020-00822
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyCASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 800, GANADO, TX 77962-0800

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 264, AGUA DULCE, TX 78330-0264

Mortgage

Document Number0202000823
DateMar 31, 2020
Instrument2020-00823
Lender
NamePROSPERITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

August 2017: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionJACKSON TX
Recording DateAug 11, 2017
Property Address401 ELM DR, GANADO, TX 77962-8410
Document Number00541/0220
Book / Page541 / 0220
Map ReferenceVOL3 PG77
Instrument DateAug 8, 2017
Instrument2017-02207
Transaction TypeTransfer
Record UpdatedJan 26, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 ELM DR, GANADO, TX 77962-8410

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 MARRAGGIA RD, INEZ, TX 77968-4709

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyJackson County
MunicipalityGanado City
Unified School DistrictGanado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,686.00 (-31.2%) Homeowner's exemption$200,550 (-4.73%) Land $11,510 Building $189,040$200,550 (-4.73%) Land $11,510 Building $189,040
2023$210,500 Land $11,510 Building $198,990$210,500 Land $11,510 Building $198,990
2022$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims12 (2004–2021)
Claims Outside the SFHA11 of 12
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GANADO
serves 1,975 people · EPA ID TX1200002
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
YK Communications
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
TISD
Fixed Wireless		400 / 100
Nextlink
Fixed Wireless		100 / 20

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