409 Elgin Rd, Hubert, NC 28539 Property Records

Onslow County property record for 409 Elgin Rd, Hubert, NC 28539 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	2,472 sqft Living Area
Lot Size	18,295 sqft (0.419 acres)
Occupancy	Owner Occupied
Last Sale	$253,000 (2020)
Tax Bill	$1,789.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`1313A-195`
Alternative APNs	`459410000` `163849`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,472 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	18,295 sqft (0.419 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	459410000
Street Address	409 ELGIN RD
City	HUBERT
State	NC
Zip	28539-2303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L44 S2 HIGHLANDS OF QUEENS CREEK S/F 1313-136
Legal Subdivision	HIGHLANDS OF QUEENS CREEK SEC 2
Jurisdiction	ONSLOW NC
Minor Civil Division	SWANSBORO
Census Blockgroup	2
Census Block	2000
Census Tract	2803

Owner

Source: Onslow County records · APN 1313A-195

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 ELGIN RD, HUBERT, NC 28539-2303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2020 · Amount on Record
Deed Sale	Apr 06, 2020 · Amount on Record
Deed Doc Number	0000514097
Deed Book / Page	5140 / 97
Record Refreshed	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	409 ELGIN RD, HUBERT, NC 28539-2303
Document Number	0051400102
Instrument Date	Apr 03, 2020
Transaction Type	Mortgage
Record Updated	Jul 03, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	409 ELGIN RD HUBERT NC 285392303, HUBERT, NC 28539-2303

Mortgage

Document Number	0051400102
Date	Apr 06, 2020
Book Page	005140/000102

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2050

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,789.00	$273,207 Land $45,000 Building $228,207	$273,207 Land $45,000 Building $228,207

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	About 1 in 763 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.