406 Elgin Rd, Hubert, NC 28539 Property Records

Onslow County property record for 406 Elgin Rd, Hubert, NC 28539 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage1,952 sqft Living Area
Lot Size30,492 sqft (0.7 acres)
OccupancyOwner Occupied
Last Sale$328,500 (2026)
Tax Bill$1,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN1313A-148
Alternative APNs
  • 461787000
  • 163809

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,952 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl Exterior
Lot Area30,492 sqft (0.7 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number461787000
Street Address406 ELGIN RD
CityHUBERT
StateNC
Zip28539-2302
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL1 S2 HIGHLANDS OF QUEENS CREEK
Legal SubdivisionHIGHLANDS OF QUEENS CREEK SEC 2
Legal Lot Number1
JurisdictionONSLOW NC
Minor Civil DivisionSWANSBORO
Census Blockgroup2
Census Block2000
Census Tract2803

Owner

Source: Onslow County records · APN 1313A-148

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address406 ELGIN RD, HUBERT, NC 28539-2302
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONSTAR MORTGAGE LLC
Sep 28, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Feb 04, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2026 · Amount on Record
Deed SaleFeb 04, 2026 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Doc Number0006520671
Deed Book / Page6520 / 671
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address406 ELGIN RD, HUBERT, NC 28539-2302
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057060328
DateMar 15, 2022
Book Page5706/328
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address406 ELGIN RD, HUBERT, NC 28539-2302
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060410263
DateSep 28, 2023
Book Page6041/263
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateFeb 04, 2026
Property Address406 ELGIN RD, HUBERT, NC 28539-2302
Document Number0065200671
Book / Page6520 / 671
Map ReferenceMB 75 PG 66
Instrument DateJan 17, 2026
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$657.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address186 FISH STALLINGS RD, YOUNGSVILLE, NC 27596-8972

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 ELGIN RD, HUBERT, NC 28539-2302

Mortgage

Document Number0006520675
DateFeb 04, 2026
Instrument6520/675
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,252.00$236,160 (-) Land $45,000 Building $191,160$236,160 (-) Land $45,000 Building $191,160
2023$1,252.00$236,160 Land $45,000 Building $191,160$236,160 Land $45,000 Building $191,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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