409 Eagle Bend Dr, Waxhaw, NC 28173 Property Records

Union County property record for 409 Eagle Bend Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,161 sqft · built 2006
Lot Size	1.37 acres (59,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,350,000 (May 2023)
Tax Bill	$12,667 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-174-219`

Property Details

APN / Parcel Number

Primary APN	`06-174-219`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,161 sqft Living Area
1st Floor Area	3,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	59,895 sqft (1.37 acres)
Garage Type	Detached
Garage Area	1,061 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 EAGLE BEND DR
City	WAXHAW
State	NC
Zip	28173-6795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	#38 LONGVIEW PH2 MP4 OPCH047
Legal Subdivision	LONGVIEW
Legal Lot Number	38
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1005
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage INSYS LIQUIDATION TRUST
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
May 25, 2023	Warranty Deed, Transfer BARRISTER TITLE
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 25, 2016	Deed of Trust, Mortgage · Line of Credit COMMUNITYONE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202312345
Deed Book / Page	8714 / 431
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795

Mortgage

Document Number	0000922631
Date	Oct 20, 2025
Book Page	9226/31
Instrument	27404

Lender

Name	INSYS LIQUIDATION TRUST
Type	Private Party
Address	295 MADISON AVE FL 20, NEW YORK, NY 10017

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 31, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795

Mortgage

Document Number	0009222797
Date	Oct 16, 2025
Book Page	9222/797
Instrument	26989

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 25, 2023
Property Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Document Number	0008714431
Book / Page	8714 / 431
Map Reference	CAB H FILE 47
Instrument Date	May 25, 2023
Instrument	12345
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Tax	$4,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93630 REEDY LANE, HARRISBURG, NC 28075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 14, 2022
Property Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Document Number	0008590726
Book / Page	8590 / 726
Map Reference	CAB H FILE 47
Instrument Date	Oct 14, 2022
Instrument	35406
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7307 WILLESDEN LN, 7307, CHARLOTTE, NC 28277-0398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795

Mortgage

Document Number	0000035407
Date	Oct 14, 2022
Instrument	35407

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 EAGLE BEND DR, WAXHAW, NC 28173-6795
Document Number	6860839
Book / Page	006860 / 000839
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 EAGLE BEND DR WAXHAW NC 281736795, WAXHAW, NC 28173-6795

Mortgage

Document Number	6860839
Date	Jan 18, 2017
Book Page	006860/000839
Instrument	1405

Lender

Name	COMMUNITYONE BK NA
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,726,500 (-) Land $402,500 Building $2,324,000	$2,726,500 (-) Land $402,500 Building $2,324,000
2025	$12,667.00 (+32.78%)	$2,726,500 (+78.75%) Land $402,500 Building $2,324,000	$2,726,500 (+78.75%) Land $402,500 Building $2,324,000
2023	$9,540.00	$1,525,300 Land $516,000 Building $1,009,300	$1,525,300 Land $516,000 Building $1,009,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Windstream.

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