404 Eagle Bend Dr, Waxhaw, NC 28173 Property Records

Union County property record for 404 Eagle Bend Dr, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	7 bd · 5.5 ba · 8,505 sqft · built 2008
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,925,000 (Oct 2020)
Tax Bill	$11,273 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-174-213`

Property Details

APN / Parcel Number

Primary APN	`06-174-213`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	8,505 sqft Living Area
1st Floor Area	4,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Tile
Lot Area	24,742 sqft (0.568 acres)
Garage Type	Attached
Garage Area	1,192 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 EAGLE BEND DR
City	WAXHAW
State	NC
Zip	28173-6795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#44 LONGVIEW PH2 MP4 OPCH047
Legal Subdivision	LONGVIEW
Legal Lot Number	44
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1006
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 EAGLE BEND DR, WAXHAW, NC 28173-6795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	202041510
Deed Book / Page	7845 / 636
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	404 EAGLE BEND DR, WAXHAW, NC 28173-6795
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009201870
Date	Sep 18, 2025
Book Page	9201/870
Instrument	24165

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 14, 2020
Property Address	404 EAGLE BEND DR, WAXHAW, NC 28173-6795
Document Number	0007845636
Book / Page	7845 / 636
Map Reference	CAB H FILE 47
Instrument Date	Oct 14, 2020
Instrument	41510
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21520 NE 87TH PL, 21520, REDMOND, WA 98053-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 EAGLE BEND DR, WAXHAW, NC 28173-6795

Mortgage

Document Number	0000041511
Date	Oct 14, 2020
Instrument	41511

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,426,600 (-) Land $875,000 Building $1,551,600	$2,426,600 (-) Land $875,000 Building $1,551,600
2025	$11,273.00 (+7.33%)	$2,426,600 (+44.51%) Land $875,000 Building $1,551,600	$2,426,600 (+44.51%) Land $875,000 Building $1,551,600
2023	$10,503.00	$1,679,200 Land $600,000 Building $1,079,200	$1,679,200 Land $600,000 Building $1,079,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

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