409 E Sunset Dr, Bellingham, WA 98225 Property Records

Whatcom County property record for 409 E Sunset Dr, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1924
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2018)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553182`

Property Details

APN / Parcel Number

Primary APN	`553182`
Alternative APNs	`380319 428379 0000` `63490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553182
Street Address	409 E SUNSET DR
City	BELLINGHAM
State	WA
Zip	98225-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.0
Legal Description	SQUALICUM PARK LOT 6 BLK 3-EXC N 170 FT THEREOF
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	SQUALICUM PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3007
Census Tract	401

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 W INDIANA ST, BELLINGHAM, WA 98225-1833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	2018-0701198
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	409 E SUNSET DR, BELLINGHAM, WA 98225-1923
Document Number	2201200100
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 E SUNSET DR BELLINGHAM WA 982251923, BELLINGHAM, WA 98225-1923

Mortgage

Document Number	2201200100
Date	Dec 1, 2020
Instrument	1200100

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	409 E SUNSET DR, BELLINGHAM, WA 98225-1923
Document Number	2190302543
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 E SUNSET DR BELLINGHAM WA 982251923, BELLINGHAM, WA 98225-1923

Mortgage

Document Number	2190302543
Date	Mar 28, 2019
Instrument	302543

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 12, 2018
Property Address	409 E SUNSET DR, BELLINGHAM, WA 98225-1923
Document Number	2180701198
Instrument Date	Jul 9, 2018
Instrument	701198
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	705 W INDIANA ST BELLINGHAM WA 982251833, BELLINGHAM, WA 98225-1833

Mortgage

Document Number	2180701199
Date	Jul 12, 2018
Instrument	701199

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (+31.77%)	$543,138 (+16.52%) Land $285,408 Building $257,730	$543,138 (+16.52%) Land $285,408 Building $257,730
2022		$466,134 Land $244,944 Building $221,190	$466,134 Land $244,944 Building $221,190
2021	$3,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Radiate Holdings, T-Mobile USA.

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