403 E Sunset Dr, Bellingham, WA 98225 Property Records

Whatcom County property record for 403 E Sunset Dr, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1924
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$266,340 (Nov 2020)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`576370`

Property Details

APN / Parcel Number

Primary APN	`576370`
Alternative APNs	`380319 413380 0000` `63405`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	837 sqft Living Area
1st Floor Area	837 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Storage Building	400 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	576370
Street Address	403 E SUNSET DR
City	BELLINGHAM
State	WA
Zip	98225-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.0
Legal Description	SQUALICUM PARK LOT 4 BLK 3-EXC NLY 205 FT THEREOF
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	SQUALICUM PARK
Legal Block	3
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3007
Census Tract	401

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 E SUNSET DR, BELLINGHAM, WA 98225-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Dec 18, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2020 · Amount on Record
Deed Sale	Nov 14, 2020 · Amount on Record
Deed Document Number	2020-1203521
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	2018-0100179
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 E SUNSET DR, BELLINGHAM, WA 98225-1923
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001101247
Date	Nov 17, 2025
Instrument	2025-1101247

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	403 E SUNSET DR, BELLINGHAM, WA 98225-1923
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303146
Date	Mar 25, 2022
Instrument	2022-0303146

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WHATCOM WA
Recording Date	Dec 18, 2020
Property Address	403 E SUNSET DR, BELLINGHAM, WA 98225-1923
Document Number	2201203521
Instrument Date	Dec 2, 2020
Instrument	1203521
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SUNSET DR BELLINGHAM WA 982251923, BELLINGHAM, WA 98225-1923

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 2, 2018
Property Address	403 E SUNSET DR, BELLINGHAM, WA 98225-1923
Document Number	2180100179
Instrument Date	Dec 20, 2017
Instrument	100179
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 E SUNSET DR BELLINGHAM WA 982251923, BELLINGHAM, WA 98225-1923

Mortgage

Document Number	2180100180
Date	Jan 2, 2018
Instrument	100180

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,679.00 (+31.77%)	$449,866 (+16.52%) Land $285,408 Building $164,458	$449,866 (+16.52%) Land $285,408 Building $164,458
2022		$386,086 Land $244,944 Building $141,142	$386,086 Land $244,944 Building $141,142
2021	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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