409 E Spruce St, Mount Vernon, WA 98273 Property Records

Skagit County property record for 409 E Spruce St, Mount Vernon, WA 98273

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1947
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$87,255 (Sep 1999)
Tax Bill$4,036 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
APN3750-005-010-0003

Property Details

APN / Parcel Number

Primary APN3750-005-010-0003
Alternative APN
  • P54035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1992
Architectural StyleOther
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area80 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account NumberP54035
Old Parcel Number37500050100003
Street Address409 E SPRUCE ST
CityMOUNT VERNON
StateWA
Zip98273-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10, BLOCK 5, PAPES ADDITION TO THE CITY OF MT. VERNON, AS PER PLAT RECORDED IN VOLUME 3 OF PLATS, PAGE 59, RECORDS OF SKA
Legal Range04E
Legal Township34N
Legal Section20
Legal QuarterNW
Legal SubdivisionPAPES ADDITION
Legal Block5
Legal Lot Number10
JurisdictionSKAGIT WA
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2004
Census Tract952500

Owner

409 E Spruce St is owned and occupied by two individuals who acquired it in April 2018.

Source: Skagit County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address409 E SPRUCE ST, MOUNT VERNON, WA 98273-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 1999 · Amount on File
Deed SaleSep 3, 1999 · Amount on File
Deed Document Number0009020036
Deed Book / Page37500
Last Transfer DateApr 16, 2018
Transfer Doc0004160148
Record UpdatedJun 8, 2026

April 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionSKAGIT WA
Recording DateApr 16, 2018
Property Address409 E SPRUCE ST, MOUNT VERNON, WA 98273-2951
Document Number0004160148
Instrument DateApr 16, 2018
Instrument4160148
Transaction TypeTransfer
Record UpdatedApr 27, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E SPRUCE ST MOUNT VERNON WA 982732951, MOUNT VERNON, WA 98273-2951

Mortgage

Document Number4160148
DateApr 16, 2018
Instrument4160148
Lender
NameROMEO N UBUNGEN
AddressPO BOX 1942, MOUNT VERNON, WA 98273-1942
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueApr 15, 2033
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Spruce St was $4,036.

Source: Skagit County assessment roll, as of February 28, 2025

Property Jurisdictions

TypeName
StateWashington
CountySkagit County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,036.00
2024$381,200 Land $220,500 Building $160,700$381,200 Land $220,500 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 E Spruce St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 E Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSKAGIT COUNTY PUD 1 JUDY RES
serves 111,415 people · EPA ID WA5379500
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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