324 E Spruce St, Mount Vernon, WA 98273 Property Records

Skagit County property record for 324 E Spruce St, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1913
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2022)
Tax Bill	$3,403 (2022)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
APN	`3750-004-006-0002`

Property Details

APN / Parcel Number

Primary APN	`3750-004-006-0002`
Alternative APN	`P54016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,020 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	240 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Width	500 ft Width
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P54016
Old Parcel Number	37500040060002
Street Address	324 E SPRUCE ST
City	MOUNT VERNON
State	WA
Zip	98273-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 4, PAPES ADDITION TO THE CITY OF MOUNT VERNON, AS PER PLAT RECORDED IN VOLUME 3 OF PLATS, PAGE 59, RECORDS OF SK
Legal Range	04E
Legal Township	34N
Legal Section	20
Legal Quarter	NW
Legal Subdivision	PAPES ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	952500

Owner

324 E Spruce St is owned by an individual who bought it in January 2022.

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1609 9TH ST, ANACORTES, WA 98221-1917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 15, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jan 3, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	0000000048
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jan 27, 2022
Property Address	324 E SPRUCE ST, MOUNT VERNON, WA 98273-2978
Document Number	0000000048
Map Reference	VOL 03 PG 59
Instrument Date	Jan 10, 2022
Instrument	202201270048
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 9TH ST, ANACORTES, WA 98221-1917

Mortgage

Document Number	0000000049
Date	Jan 27, 2022
Instrument	202201270049

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	May 15, 2020
Property Address	324 E SPRUCE ST, MOUNT VERNON, WA 98273-2978
Document Number	0005150011
Instrument Date	May 6, 2020
Instrument	5150011
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,885.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E SPRUCE ST MOUNT VERNON WA 982732978, MOUNT VERNON, WA 98273-2978

Mortgage

Document Number	5150012
Date	May 15, 2020
Instrument	5150012

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jan 3, 2020
Property Address	324 E SPRUCE ST, MOUNT VERNON, WA 98273-2978
Document Number	0001030057
Instrument Date	Jan 2, 2020
Instrument	1030057
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	324 E SPRUCE ST MOUNT VERNON WA 982732978, MOUNT VERNON, WA 98273-2978

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Flood

FEMA has no flood map on file for 324 E Spruce St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 E Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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