Brunswick County property record for 409 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,480 sqft · built 2003 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,225,000 (Oct 2023) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244KB003 |
| Primary APN | 244KB003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Heated Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 1,240 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,009 sqft (0.115 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80146431 |
|---|---|
| Street Address | 409 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-8 B-34 S-A .11 AC OIB PL H/375 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 34 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2316 MACKENZIE LYNN CT, FAYETTEVILLE, NC 28306-8674 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VISION LENDING SERVICES LLC |
| Nov 9, 2020 | Deed of Trust, Mortgage VISION LNDG SVCS LLC |
| Mar 2, 2020 | Deed of Trust, Mortgage HOMESIDE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Mar 2, 2020 · Amount on Record |
| Deed Book / Page | 5082 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 4, 2023 |
| Property Address | 409 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050820580 |
| Book / Page | 5082 / 580 |
| Map Reference | MB H PG 375 |
| Instrument Date | Sep 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1546 SANDY BAY CIR, FAYETTEVILLE, NC 28312-9768 |
| Name | Verified Name |
|---|---|
| Address | 2316 MACKENZIE LYNN CT, FAYETTEVILLE, NC 28306-8674 |
| Document Number | 0005082583 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 5082/583 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 409 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047990001 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 4799/1 |
| Name | VISION LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 409 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044830451 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 E SECOND ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044830451 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 004483/000451 |
| Name | VISION LNDG SVCS LLC |
|---|---|
| Address | RALEIGH, NC 27615 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 409 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043240437 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 E SECOND ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043240437 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 004324/000437 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $858,630 (-) Land $281,250 Building $577,380 | $858,630 (-) Land $281,250 Building $577,380 | |
| 2025 | $3,337.00 | $858,630 (-) Land $281,250 Building $577,380 | $858,630 (-) Land $281,250 Building $577,380 |
| 2023 | $858,630 Land $281,250 Building $577,380 | $858,630 Land $281,250 Building $577,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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