408 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 408 E Second St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,056 sqft · built 1972
Lot Size0.12 acres (5,175 sqft)
OwnerCompany Name on File
Last Sale$505,000 (Jan 2022)
Tax Bill$2,196 (2025)
Deeds & MortgagesJan 2022 Sale & Line of Credit
Feb 2018 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN244NF017

Property Details

APN / Parcel Number

Primary APN244NF017
Alternative APNs
  • 108513138826
  • 80048973
  • 80114503

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,056 sqft Heated Area
Gross Area2,092 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1980
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area5,175 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80114503
Street Address408 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-14 B-40 S-A OIB PLAT 35/378
Legal SubdivisionOCEAN ISLE BEACH
Legal Block40
Legal Lot Number14
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4015
Census Tract20512

Owner

Source: Brunswick County records · APN 244NF017

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2316 MACKENZIE LYNN CT, FAYETTEVILLE, NC 28306-8674
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Line of Credit
THE FIDELITY BANK
Feb 09, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 07, 2017Grant Deed, Transfer
ATTORNEY ONLY
Sep 07, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleOct 20, 2005 · Amount on Record
Deed Book / Page4777 / 81
Prior Transfer DateDec 30, 2004
Prior Transfer Doc0020710539
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 10, 2022
Property Address408 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number0047770081
Book / Page4777 / 81
Map ReferenceCAB 24 PG 107
Instrument DateDec 13, 2021
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2316 MACKENZIE LYNN CT, FAYETTEVILLE, NC 28306-8674

Mortgage

Document Number0000477796
DateJan 10, 2022
Instrument4777/96
Lender
NameTHE FIDELITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 09, 2018
Property Address408 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number0040150746
Book / Page004015 / 000746
Instrument DateJan 16, 2018
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4806 BEECHCROFT DR GREENSBORO NC 274074012, GREENSBORO, NC 27407-4012

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRUNSWICK NC
Recording DateSep 07, 2017
Property Address408 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number0039560479
Book / Page003956 / 000479
Instrument DateAug 27, 2017
Transaction TypeTransfer
Record UpdatedSep 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5026 BARTLEY WAY MC LEANSVILLE NC 273019293, MC LEANSVILLE, NC 27301-9293
InvestorPossibly a Property Investor

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRUNSWICK NC
Recording DateSep 07, 2017
Property Address408 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number0039560476
Book / Page003956 / 000476
Instrument DateAug 20, 2017
Transaction TypeTransfer
Record UpdatedSep 21, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address903 EAGLE RD GREENSBORO NC 274074018, GREENSBORO, NC 27407-4018

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00$578,010 (-) Land $400,000 Building $178,010$578,010 (-) Land $400,000 Building $178,010
2023$578,010 Land $400,000 Building $178,010$578,010 Land $400,000 Building $178,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Atlantic Telephone Membership
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Second St

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