409 E Roberts St, Colchester, IL 62326 Property Records

McDonough County property record for 409 E Roberts St, Colchester, IL 62326

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,004 sqft · built 1950
Lot Size0.181 acres (7,921 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Aug 2019)
Tax Bill$403 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
APN05-000-852-00

Property Details

APN / Parcel Number

Primary APN05-000-852-00

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,004 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Lot Area7,921 sqft (0.181 acres)
Garage Area326 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address409 E ROBERTS ST
CityCOLCHESTER
StateIL
Zip62326-1191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 3 ROBERTS 3RD ADD
Legal SubdivisionROBERTS 3RD ADD
Legal Block3
Legal Lot Number3
JurisdictionMCDONOUGH IL
Township / Civil DivisionCOLCHESTER
Census Block Group3
Census Block3033
Census Tract11100

Owner

409 E Roberts St is owned by an individual who bought it in August 2019.

Source: McDonough County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address410 SMITH ST, COLCHESTER, IL 62326-1147
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019 · Amount on File
Deed SaleAug 12, 2019 · Amount on File
Deed Document Number20192098
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDONOUGH IL
Recording DateAug 12, 2019
Property Address409 E ROBERTS ST, COLCHESTER, IL 62326-1191
Document Number0020192098
Instrument DateAug 8, 2019
Instrument2019-2098
Transaction TypeTransfer
Record UpdatedMay 9, 2024
Title CompanyTERRILL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$15.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 S DUDLEY ST, MACOMB, IL 61455-3047

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 SMITH ST, COLCHESTER, IL 62326-1147

Mortgage

Document Number0020192099
DateAug 12, 2019
Instrument2019-2099
Lender
NameCOLCHESTER STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueAug 8, 2029
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Roberts St was $403.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcDonough County
County SubdivisionColchester Township
MunicipalityColchester City
Unified School DistrictWest Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$403.00$3,979 (+7.14%) Land $2,654 Building $1,325$11,937 (+7.14%) Land $7,962 Building $3,975
2024$3,714 (+5.69%) Land $2,477 Building $1,237$11,142 (+5.69%) Land $7,431 Building $3,711
2023$362.00$3,514 Land $2,344 Building $1,170$10,542 Land $7,032 Building $3,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 409 E Roberts St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Roberts St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLCHESTER
serves 1,395 people · EPA ID IL1090200
Water SourcePurchased surface water from MACOMB
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
MTC Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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